Tag Archives: time

This time, it’s the GOP blaming the president for gas prices – OCRegister

March 30th, 2012. Published under Political Scams. No Comments.

This time, it's the GOP blaming the president for gas prices OCRegister FactCheck.org researched Obama's original comment and reported the “skyrocket” quote was part of a January 2008 discussion about cap-and-trade as a means to reduce greenhouse gases. “Obama said electricity costs (not gasoline prices) would 'necessarily … and more

Charge hearing on 23 lakhs RIMS scam on April 3 – E-Pao.net

March 28th, 2012. Published under Political Scams. No Comments.

Charge hearing on 23 lakhs RIMS scam on April 3 E-Pao.net But at the time of entering the cash amount in the receipt book, no carbon copy was placed under the white receipt and the amount is manipulated at the time of submitting the used cash book to the Hospital cashier/MRD.

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Charge hearing on 23 lakhs RIMS scam on April 3 – E-Pao.net

Terminally Unemployed – Comedy Time

January 18th, 2012. Published under Unemployment. No Comments.

slyurl.co Terminally Unemployed – Comedy Time Get the latest, most up to date information on benefits and help with the situations that you’re facing today as well as the possible serious situations you will be facing in the future.

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Terminally Unemployed – Comedy Time

US Needs More Engineers To Help Out The Economy

November 24th, 2011. Published under Economic News. No Comments.

I found this article really interesting.

We should be alarmed about global warming – Baltimore Sun (blog)

October 27th, 2011. Published under Political Scams. No Comments.

We should be alarmed about global warming Baltimore Sun (blog) It was nothing but a scam created to justify cap and trade which is nothing but a worldwide welfare plan. Andy Green, the opinion editor, has taken the “know a little bit about everything” approach in his time at The Sun. More . … and more

Unemployed? Between Jobs? What Now?

August 15th, 2011. Published under Unemployment. No Comments.

www.ClearedJobs.Net HR Strategist Patra Frame offers some tips and advice on what to do when you are in between jobs. Unemployment is hell and often times, when you’re unemployed for any length of time, which is not particularly uncommon especially in recession, you are saying to yourself, “Now what do I do to fill in this gap in my resume? What do I do to keep going?” Well there are some very simple answers. First of all, brush up your technology knowledge and your skills, whether you need just better knowledge of basic Office word processing types of things or whether you need more detailed real IT knowledge or specific skills within your field, now is the time. Use this time wisely. Go to the one stop at your unemployment service and see what they offer. Check out courses that might be available to you at a wide range of places and pick ones that are good and take your skills to the next level. So that is the first piece. The second piece is, you’re a member of a profession. Whether your professional groups have local chapters, big networking events, seminars or an online services you want to be sure that you are active in those professional groups. Not only will you be learning things, critical things, things that become key words on your resume, but you’ll have a chance to network, to meet people who might be helpful to you to develop those relationships. And then volunteer. Volunteering, whether it’s for some cause that is near and dear to your heart or whether it’s …

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Unemployed? Between Jobs? What Now?

From Unemployed to Self-Employed: Success Stories

July 22nd, 2011. Published under Unemployment. No Comments.

These were some of the many regional stories featuring successful businesses started by people who had been previously unemployed. They all started their new businesses thanks to the Enterprise Allowance Scheme. The videos were shown in Job Centres across the UK. The bouncing ball certainly caused some fun and consternation. Looking back on the film now, it’s amazing that all these people – none of whom were actors – were able to catch a ball and then talk to camera so naturally and lucidly. Obviously we often needed a lot of takes, and I spent some time coaching each participant to relax and perform well. This video shows regional sections of the films, which were used to make customised versions of the main film, called Kickstart. Regional versions were needed both to show local success stories and also because the scheme had a diferent name in some regions. For example, in Tyne and Wearside the Enterprise Allowance Scheme was called Business Boost, and on the Isle of Wight it was called Island Enterprise. The UK government announced in October 2010 that it is going to relaunch the Enteprise Allowance Scheme. I think that’s a great idea, as the scheme was an innovative way to encourage and assist self-employment as a viable alternative to unemployment. My advice to the government is to keep it the same name across all parts of the country this time, to avoid confusion. Written and Directed by Jon Danzig. © Jon Danzig Look-Hear.com MCMXCII

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From Unemployed to Self-Employed: Success Stories

Sell Inheritance And Pay For Loans

June 19th, 2011. Published under Economic News. No Comments.

The most viable option to reducing financial problems incurred by the deceased is to sell inheritance for money. Most of the time, when a person dies, the family is left with huge medical bills to take care of. Fortunately, part of the property inherited can help sort out the problem. The money accrued can also help lighten the grieving process.

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Sell Inheritance And Pay For Loans

Currency Trading Signals On-line Segment Prognosis

May 30th, 2011. Published under Economic News. No Comments.

Any component of fearfulness as well as doubt has been removed from the fx market systems for the time being, with foreign currencies obtaining a reprieve from the US Dollar and signals efforts to mount more considerable corrective efforts.

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Currency Trading Signals On-line Segment Prognosis

I`m Unemployed and Want to Make Money Online work at home jobs

May 17th, 2011. Published under Unemployment. No Comments.

www.earnsuccess.ws I`m Unemployed and Want toMake Money Online work at home jobs I`m Unemployed and Want to Make Money Online work at home jobs Gdi is a good money maker for extra income or a primary income if you are unemployed. Anyone needing a job has come to the right place.with the free training that is provided by Brian Bear and the Bear Mkt Team is invaluable. You can learn to promote multiple or single income strings. I`m unemployed and need a job making money online. how to get free traffic people search cashmoney work from home business opportunity address search pay per click spiderweb marketing system poker make money from myspace best home business free marketing systems home business for beginners most youtube hits best youtube video ultimate fighting championship ufc backyard brawls hip hop videos video blogging howt o create multiple streams of income how to get free click bank products how to become a millionairerichest people in the world Bloggers don’t make money online – Internet Marketers do. It has taken me a while to understand why so many of my readers just don’t get it.Internet Marketing How To Start And Grow Your Internet Business Internet Marketing – Internet Marketing Center – Learn How to Make Money Online Internet Join GDI Free today and start earning right away although it is a process not happening overnight I`m Unemployed and Want to Make Money Online work at home jobs I`m Unemployed and Want to Make Money Online work at home jobs Best …

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I`m Unemployed and Want to Make Money Online work at home jobs

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Looking For Wildlife Properties To Relax

May 12th, 2011. Published under Economic News. No Comments.

Is your life so tiresome and unexciting? Find a place to loosen up a bit and have some good times with your dear friends. Find a place to see the sights of undiscovered splendor of nature. This may be the time that you long been waiting for to search for wildlife properties that are for rent or for sale depending on your budget – to finally have the adventure you are dreaming of.

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Looking For Wildlife Properties To Relax

Mortgage Interest Rates Huntsville Are Low Right Now

May 5th, 2011. Published under Economic News. No Comments.

Now is the time to take advantage of the low mortgage interest rates Huntsville many lenders are offering to people with exceptional credit scores. Everyone would love to save money on their home loan but only people with excellent credit history can expect a low interest rate offer. The better one’s credit score the lower the rate he can expect to be offered because lenders look at credit history more than any other factor when evaluating an applicant’s ability to pay back a loan.

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Mortgage Interest Rates Huntsville Are Low Right Now

$70 million credit union collapse shakes Croatian community of Northeast Ohio – Plain Dealer (blog)

April 24th, 2011. Published under Fraud, Political Scams. No Comments.

Plain Dealer (blog) $70 million credit union collapse shakes Croatian community of Northeast Ohio Plain Dealer (blog) Nikolovski and Raguz repeated the scam again and again, investigators said. And in one year — 2003 — Raguz, Nikolovski and other friends and family defrauded the credit union out of more than $2 million. By the time regulators discovered the fraud, … and more

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Announcement of Filing a Class Action Lawsuit Against Portfolio Recovery Associates, LLC for Alleged Violations of The Telephone Consumer Protection Act

April 19th, 2011. Published under Business Scams, Scams. No Comments.

The law firms of Turner Law Offices, LLC and Arcadier & Associates, P.A. have filed a Class Action lawsuit against Defendant Portfolio Recovery Associates, LLC (“PRA”) in the United States District Court for the Middle District of Florida on behalf of all persons in the State of Florida who, since February 18, 2011, received a non-emergency telephone call from PRA to a cellular telephone through the use of an automatic telephone dialing system or an artificial or prerecorded voice and who did not provide prior express consent for such calls during the transaction that resulted in the debt owed. The action is captioned Karen Harvey et al. v. Portfolio Recovery Associates, LLC, and is numbered 6:11-CV-00582. The law firms of Turner Law Offices, LLC and Arcadier & Associates, P.A. have filed a Class Action lawsuit against Defendant Portfolio Recovery Associates, LLC (“PRA”) in the United States District Court for the Middle District of Florida on behalf of all persons in the State of Florida who, since February 18, 2011, received a non-emergency telephone call from PRA to a cellular telephone through the use of an automatic telephone dialing system or an artificial or prerecorded voice and who did not provide prior express consent for such calls during the transaction that resulted in the debt owed. The action is captioned Karen Harvey et al. v. Portfolio Recovery Associates, LLC, and is numbered 6:11-CV-00582. According to the Complaint, PRA violated the Telephone Consumer Protection Act (“TCPA”) by using automatic dialing systems and/or an artificial or prerecorded voice to contact cell phone users about purported debts without their prior consent. As described in the Complaint, Ms. Harvey, the named plaintiff in the action, was repeatedly contacted since February 18, 2011 on her cell phone about a purported credit card debt. The plaintiff never consented to those calls, nor did she provide PRA with her telephone number. Under the TCPA, PRA could be ordered to pay attorneys’ fees, litigation expenses and costs of the lawsuit, and statutory damages of $500 for each negligent violation, and/or $1,500 for each knowing and/or willing violation. According to the Complaint, the potential Class Members are estimated to number in the tens of thousands. Additionally, the complaint alleges collective damages exceeding five million dollars ($5,000,000). The Attorneys who have filed the lawsuit have significant experience litigating high profile and collective action cases on behalf of consumers and plaintiffs. Henry A. Turner , Esq., MBA from Turner Law Offices, LLC concentrating in consumer rights litigation, is a trial attorney with twenty years of experience and has been successful in recovering millions of dollars for consumers including a $2,950,000 Class Action Settlement with Pitney Bowes, Inc. in a case involving the Telephone Consumer Protection Act, Martin K. O’Toole et al. v. Pitney Bowes, Inc.; United State District Court for the Northern District of Georgia; Case No. 1:08-CV-1645. Maurice Arcadier , Esq., MBA from Arcadier and Associates, P.A. is also an experienced trial attorney with 14 years of experience and board certified by the Florida Bar. Mr. Arcadier likewise brings class action experience and is currently co-counsel in a high profile collective action case against Florida Power and Light , Romero v. Florida Power and Light Company, Case No.: 6:09-cv-1401, in the Middle District of Florida. Indeed, with the combined experience, background and resources of the Turner Law Office and Arcadier and Associates, many consumers in Georgia and Florida may receive protection from the unsolicited calls as well as $1,500.00 for each call they received. If there are any consumers who likewise have received unsolicited calls, they may contact any of the attorneys below. While the cases only address claims in Georgia and Florida at this time, the alleged violations may be occurring nationwide and any consumer who is experiencing the type of calls described above from Portfolio Recovery or other debt collectors are encouraged to contact the law offices below or an attorney of your choosing. For further information please contact: Henry A. Turner, Esq., MBA TURNER LAW OFFICES, LLC 403 W. Ponce de Leon Avenue Decatur, Georgia 30030 (404) 261-7787 hturner(at)tloffices(dot)com http://www.tloffices.com or Maurice Arcadier, Esq., MBA ARCADIER AND ASSOCIATES, P.A. 2815 W. New Haven, #304 Melbourne, Fl. 32904 T: 321-953-5998 F: 321-953-6075 arcadier(at)wamalaw(dot)com http://www.wamalaw.com

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Announcement of Filing a Class Action Lawsuit Against Portfolio Recovery Associates, LLC for Alleged Violations of The Telephone Consumer Protection Act

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Obama’s EPA Goes After Coal Fired Energy — TF Stern – The Moral Liberal

March 29th, 2011. Published under Political Scams. No Comments.

The Moral Liberal Obama's EPA Goes After Coal Fired Energy — TF Stern The Moral Liberal At the time he threatened to make it too expensive to operate coal fired electrical plants via Cap & Trade legislation mandates in order to force Americans into “green” forms of energy production. “Under my plan of cap and trade system electricity … and more

Make a Donation to the GO SOLAR BABY! Project and Get Six Books FREE

March 22nd, 2011. Published under Fraud. No Comments.

I am Allen Harkleroad and I help consumers, a lot. Of course, I perform other daily tasks to pay the bills, but mostly I help consumers. Along with helping people there are bills to pay. My company owns and operates its own network and well the electricity costs are often outrageous. In the summer time our electric bill runs between $600.00 and $900.00 a month. It is by far the biggest expense we have. I put about ninety percent of the companies earnings right back into the company. This allows me to reach consumers and have time to share what I learn and discover through our online publications, blogs and various social media channels. The “Go Solar Baby!” project is a way for us to reduce costs by going 100% solar, at least during the day. I’ve looked into the costs of building a roof-top solar array and it isn’t cheap. The way things are going right now we would probably never be able to afford to reduce our dependence on the electric company. I am soliciting donations to help us to buy the equipment and the associated costs for our solar project. While the donations aren’t tax deductible I am giving away my four books and two of my guides with every $10.00 or higher donation received. The books are the PDF versions of my paperback releases and PDF versions of my eBook guides. I encourage you to make a donation to my the Go Solar Baby! project and in turn receive copies of my books. If you were to buy the print versions of just three of my books it would run you about $95.00. Anyone that makes a $100.00 or more donation, I will put their name (or company name) and a link to a personal or business site on the GO SOLAR BABY! project website ( www.gosolarbaby.com ). Look at what you get with your donation ($95.00 value for FREE) Stick it to Sue Happy Debt Collectors PDF version The Care and Feeding of a Sucks.com PDF version Confidential SEO Secrets PDF version Best of Designer Today Photoshop Lessons PDF version Guerrilla Guide for Dealing with Bad Companies eBook Guide Quick and Dirty Self Publishing Guide eBook Guide If you would like to donate more than $10.00 simply add to the quantity desired. Each quantity increase adds $10.00 to the total. You can donate as much as you feel comfortable with. You can make a donation of $10.00 or more at my companies store . We accept Visa, MasterCard and PayPal. Once you donate you can instantly download (Visa/MasterCard donations) the books from the store, PayPal donations are manually activated for download. As you can see I am not asking for a handout to build my solar project dream, you will receive the knowledge I share with others. I appreciate your time in coming here, reading my story and considering a donation. Kindest Regards, Allen Donations Page at our store Go Solar Baby! Project website

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Make a Donation to the GO SOLAR BABY! Project and Get Six Books FREE

How to Send Shivers down Debt Collection Attorney’s Spines

February 18th, 2011. Published under Business Scams, Fraud. No Comments.

In upwards of ninety-five percent of debt collection lawsuits the plaintiff and legal counsel cannot prove a debt is owed. This is even truer when it comes to debt lawsuits brought by junk debt collection companies and their collection attorneys. Most consumers are not aware that filing suit on anything, including civil debt actions, are frivolous without proper proof. If you are being sued or have won a dismissal over a credit card or other debt lawsuit, petition or ask the judge to impose sanctions against the opposing counsel for bring a frivolous action before the court. In addition, I suggest that an ethics complaint be filed with your state’s Bar Association against the attorney. Since the collection industry is flooding the legal system with debt lawsuits, many of which are questionable to begin with, it falls on the consumers to put the courts and attorneys on notice for frivolous actions. A judge, in most cases, will not impose sanctions unless requested by the defendant or the defendant’s attorney. When more consumers do request sanctions for frivolous civil actions, collection attorneys will be a bit more “gun shy” about filing baseless lawsuits. Each time an attorney is sanctioned for such, it not only helps the consumer but other consumers as well. The primary problem though, is that only one in ten consumer’s respond to debt lawsuits, which means the law firm or collection agency does not have to prove anything. Until such time that Federal and State laws are strengthened to force debt buyers and their attorneys to show proof at the time of filing litigation, we all must push back with every legal means at our disposal. Remember nine and half out of ten times a debt lawsuit is baseless. It is time to start sending shivers down debt collection attorney’s spines and start

The Retarded Tax Collectors of San Joaquin California and GMP Services Inc of Georgia

February 14th, 2011. Published under Business Scams. No Comments.

This has to be the dumbest tax assessors / collectors ever. Evidently a company in California, named GMP Services Inc, the same name as my company, which has never done business in the state of California, and only in the state of Georgia since 1996 received a notice of tax lien from the San Joaquin County California tax assessors office for delinquent taxes in the amount of $5,251.18. Number one we’ve never had a business address outside of the state of Georgia since we incorporated in 1996 IN THE STATE of GEORGIA. We have insufficient ties with the state of California to even warrant paying taxes in any state outside of the state of Georgia. I wouldn’t be surprised if every company in the United States that goes under GMP Services Inc (and there are quite a few of them) received the same tax lien notification from San Joaquin County California. Front what I can tell (see below) the GMP Services Inc in question resided at 17270 W Commerce Way, Tracy California 95377, which I have no idea who is owns it, is the company in question.

DLC RIP – TIME (blog)

February 9th, 2011. Published under Political Scams. No Comments.

DLC RIP TIME (blog) Cap and trade is dead because the science sucks and you fools nominated Al Gore as your preacher. CC isn't a science it's a religion and there isn't a … and more

Settlement Bans The Hermosa Group and Financial Future Network from Debt Relief Business

January 20th, 2011. Published under Business Scams, Fraud. No Comments.

Three companies and their owner, who allegedly falsely claimed they could help consumers quickly eliminate their credit card debts and stop calls from debt collectors, have been banned from the debt relief business under a settlement with the Federal Trade Commission. According to the FTC’s complaint, the defendants, doing business as The Hermosa Group and Financial Future Network, deceptively advertised debt relief services, in English and Spanish radio and television ads, claiming that consumers could pay thousands less than what they owe on credit cards. The defendants themselves did not provide any debt relief services. Instead, the advertising was meant only to generate sales leads – the names and phone numbers of consumers who called the defendants’ toll-free number – which the defendants sold to debt relief providers or other sales lead generators. The defendants’s ads included sales pitches such as: “With one simple call you can eliminate your debt in a fraction of the time and for less than you owe.” “Find out today how quickly and easily you can eliminate your debt.” “Stop the harassing calls!” The FTC alleges that the defendants’ claims that they could reduce debts substantially, settle debts quickly, and stop calls from debt collectors, were false or unsubstantiated, and that the defendants did not obtain adequate evidence from sales lead buyers that they could achieve the promised results. The complaint also alleges that the defendants falsely claimed they provided the debt relief services they advertised. The defendants are Jonathan Greenberg, Hermosa Group LLC, Media Innovations LLC, and Financial Future Network LLC. The settlement order imposes a $8.5 million judgment that will be suspended when the defendants pay $500,000. The full judgment will be imposed immediately if they have misrepresented their financial condition. In addition to banning the defendants from the debt relief business, the settlement order prohibits them from making unsubstantiated claims about financial related products or services, or misrepresenting material facts about any product or service. The order also prohibits them from disclosing or otherwise benefitting from customers’ personal information, and failing to dispose of this information properly. The FTC recently amended its Telemarketing Sales Rule to require debt relief companies to make certain disclosures and prohibit them from making false claims or collecting fees before delivering the services they promise. Because the defendants’ ads predated these amendments, the FTC did not allege any violations of the Rule in this case. Source: FTC Federal Trade Commission, Plaintiff v. Media Innovations, LLC; Hermosa Group, LLC; Financial Future Network, LLC; and Jonathan Greenberg, individually and as an officer of the companies, Defendants. (United States District Court for the District of Maryland) Case No. 8:11-cv-00164-RWT FTC File No.

Legal Decisions to Use in FDCPA Lawsuits Against Debt Collectors

January 13th, 2011. Published under Fraud, Scams. No Comments.

You’ve filed a lawsuit against a debt collector or law firm for violations of the Fair Debt Collection Practices Act (FDCPA). Chances are, in about 94% of FDCPA cases the defendant will attempt to settle soon after you file. However some collection agencies and law firms will fight you tooth and nail in court. With that being said the plaintiff in a FDCPA lawsuit needs legal precedents (legal decisions) to show the court in fact they have violated the law or to show prior causes for your filing of the FDCPA violation claims. The information below is a portion of Chapter Seven of my upcoming book ‘ Suing Abusive Debt Collectors – Don’t Get Mad, Get Even and Get Paid ’. If you would like to be notified when the book is published you may contact me here . Debt collection harassment comes in many forms: legal threats, physical threats, lack of disclosure, misleading or confusing consumers and many other forms of harassment are happening every day to consumers. Consumers MUST fight back to end debt collector harassment. The more collection agencies that are sued for violating a consumers rights the less likely it will occur in the future. Mind you the below are only the legal precedents, without explanations (detailed explanations will be included in

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How I Saved a Ton Of Money By Dumping Georgia Farm Bureau Insurance

December 14th, 2010. Published under Business Scams, Scams. No Comments.

I’ll start off by saying that if you have Georgia Farm Bureau Insurance for your car or home you can getting better insurance for less money. I found this out the hard way. Up until a couple of months ago, I thought my Georgia Farm Bureau insurance rates were the best I could get. Little did I know that Georgia Farm Bureau was in so many words, screwing me hard and heavy on my insurance premiums. What’s so funny is that Farm Bureau instigated their own undoing, causing me to switch my home owner and vehicle insurance over to Brinson and Dixon Insurance of Statesboro Georgia. In late summer my good friend and next door neighbor Prince Preston’s home was hit by lightning. He and I both at the time had Georgia Farm Bureau insurance. Neither one of of had ever filed a home owners insurance claim since having insurance with them. As a side not, until October we had Georgia Farm Bureau insurance for more than ten years. Back to the story. Roughly five years ago I had all of the towering pines in my yard cut down (about 28 trees) because I was worried about damage to my home and the trees were getting old and cankered. In a way it probably saved my home from being hit by lightning and there are no tall trees around our house for lightning to strike. After Prince’s house got hit by lightning he had the hardest time to get Farm Bureau to do anything in regards to repairs or the claim he filed. Shortly after the lightning episode a guy shows up at my home wanting to have a look at my home. The guy snapped a few pictures, said everything was fine and left. At the time I thought nothing more about it. Several weeks later I receive a letter from Georgia Farm Bureau that stated to the effect that they weren’t going to renew my home owners policy (Hear that Georgia Insurance Commission?), due to the “condition” of the roof on my home. I admit the roof looks rough, primarily due to the stains on it from the pine trees that are no longer on my property. Structurally the roof is sound, cosmetically it is stained from the pine trees needles that used to cover it. I had been talking with Prince and he mentioned he was moving his insurance to Brinson and Dixon insurance . I know David Brinson as he was a member of my church at the time. So I called David as well to get quotes on my home owner and auto insurance. I am glad I did. Between the new home and auto insurance, my wife and I have saved somewhere around five hundred dollars a year on the combined insurance policies. To add insult to injury with a bit of irony thrown in our new insurance gave us a roof discount, because the roof is indeed in good condition. So suck on that one Georgia Farm Bureau. I am so glad that I moved my insurance from Georgia Farm Bureau, their practices of delay with their customers show what kind of business they truly are. If you have Georgia Farm Bureau insurance I encourage you to get quote son your insurance form other companies (I do suggest giving Brinson & Dixon insurance a call though). I bet you find that you can get better rates, and of course by switching you’ll no longer have to pay that that dratted and annoying Georgia Farm Bureau “membership” fee. ABOUT ALLEN HARKLEROAD Allen Harkleroad, better known as the “ most dangerous consumer in America ”, is the author of the book “ Stick it to Sue Happy Debt Collectors ”. This book has saved many a consumer from the clutches of abusive debt collectors and shady debt collection law firms. Allen also has a new book nearly ready for publishing titled, “ Suing Abusive Debt Collectors, Don’t Get Mad Get Even ”, that shows consumers how easy it is to sue debt collectors for illegal debt collection tactics and violations of consumer rights. Allen Harkleroad is a veteran when it comes to beating bad debt collections, whether it defending himself in court or suing collectors for violating the law. Allen is an avid and judicious consumer advocate who enjoys helping others. In addition to consumer advocacy he enjoys writing and blogging on various technology and business subjects.

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How I Saved a Ton Of Money By Dumping Georgia Farm Bureau Insurance

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Debt Lawsuit Scare Tactics – Consumers Should Never Assume Collector Owns The Debt Or Can Prove It

December 10th, 2010. Published under Business Scams, Fraud. No Comments.

More often than not original creditors lack proper documentation to show proof of debt in civil debt collection lawsuits. This line of thought goes double, or even triple for junk debt buyers. Junk debt buyers are increasingly using our overwhelmed, taxpayer supported legal system to collect money. Debt lawsuits are primarily scare tactics, as most consumers for some reason are afraid of courtrooms and judges. The fact of the matter is that in more than ninety-percent of collection lawsuits, the plaintiff cannot prove that a debt is actually owed. Many debt buyers that use litigation have little or no documentation to support their case. Often a debt buyer only has a “bill of sale” for a pool of debts that only show account numbers and amounts. Anyone with a computer could manufacture such documents and these “bills of sale” affidavits do not show a legal obligation and are hearsay. Consumers being sued over a debt must ask the court to strike such affidavits or risk a judgment based on baseless affidavits. There are several legal precedents that pro se consumers can utilize to strike such questionable affidavits. Another item that pro se consumers should understand. Legal precedents can be used, even if they are not specific to the state a suit is brought in. Debt Collection attorney’s do the same all the time. A legal precedent is just that, a precedent. While I prefer to use state specific and federal legal decisions in my own pro se briefs and motions I have included other state court legal decisions. Legal Precedents to Strike Affidavits of Debt and Motions for Summary Judgment In Colorado Capital Investments, Inc. v. Villar, 5894/2005 (1′J.Y. Civ. Ct., June 4, 2009), “ (“None of these assignments, however, contain a list of the accounts which were included in the transfer. Thus on their face, these assignments and bills of sale do not specify that defendant’s account was included in any transfer, and cannot support movant’s contention that defendant’s account was so transferred”).” In Unifund CCR Partners v. Cavender, No. 2007-CC-3040, 14 Fla.L. Weekly Supp. 975b (Orange Cty. July 20, 2007) , the court held that a debt buyer “assignment” that does not refer to specific accounts does not establish ownership by the plaintiff, nor is testimony based on a computer screen sufficient. In Velocity Investments, LLC v. Alston, 2-08-746 (2nd Dist., Jan. 15, 2010), supra , “Generic” (i.e. Bill of Sale) contracts that cannot be identified as pertaining to the specific account sued upon. In re A.B., 308 Ill.App. 3d 227, 236, 719 N.E.2d 348 (2nd Dist. 1999) ,

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The Four Best Places to Grab Deals For Your Holiday Shopping

November 28th, 2010. Published under Business Scams, Fraud, Scams. No Comments.

Online deal aggregators and deal websites are “the places” to be to grab the best deals for holiday shopping whether it is for Black Friday, Cyber Monday or regular holiday shopping. I’ll keep this short and sweet so you can get the best deals for your hard earned dollars.

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More Consumers Are Winning In Court With Stick It To Sue Happy Debt Collectors Book

November 21st, 2010. Published under Scams. No Comments.

It is heartwarming to see more and more consumers fighting back against questionable debt collector lawsuits in court and winning. As I have always said half the battle in winning collection lawsuits is showing up and questioning the lack of evidence or proof of a debt. I had previously written about consumers fighting back against collection lawsuits and sticking it back to the attorney’s and collection agencies filing frivolous lawsuits . It seems that more and more readers of “ Stick it to Sue Happy Debt Collectors ” are prevailing in court against collection agencies. Here

Energy: The EPA Will Put More Ethanol in Your Tank—But It’s Going to Cost You – TIME (blog)

October 13th, 2010. Published under Political Scams. No Comments.

Reuters Energy: The EPA Will Put More Ethanol in Your Tank—But It's Going to Cost You TIME (blog) (Michael Grunwald's TIME cover story from 2008 on what he called the “clean energy scam ” is still one of the most effective green arguments against ethanol. … EPA Perpetuates Ethanol Scam in New Regulations Americans for Tax Reform all 829 news articles

Debt Collector Nationwide Credit Sued for Calling Consumers Parents

October 7th, 2010. Published under Business Scams, Scams. No Comments.

Nationwide Credit a debt collector out of Kennesaw Georgia has been sued in Federal court for allegedly violating the Fair Debt Practices Act (FDCPA). Due to harassing and abusive communications, calling the plaintiff parents and discussing the alleged debt,

More Flash-Crash Games: This Time, in Apple – Seeking Alpha

September 28th, 2010. Published under Political Scams. No Comments.

More Flash-Crash Games: This Time, in Apple Seeking Alpha Keep believing in the scam , folks… just don't say I didn't warn you when you pull your stops due to all these games, and then the “real one” comes – the …

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More Flash-Crash Games: This Time, in Apple – Seeking Alpha

Unemployed: Calling Classifieds

September 25th, 2010. Published under Unemployment. No Comments.

Matt is unemployed and now this is his life. Follow him as he looks for his next job…or wastes his time doing stupid things! Please Subscribe to follow the journey.

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Unemployed: Calling Classifieds

dream-bag-1285052717506

September 23rd, 2010. Published under Tea Party. No Comments.

One of the most popular wedding dream bag that women are craving to have is the Christian Louboutin wedding shoes..The First Communion is another time when Silver zenith el primero watch makes a s

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dream-bag-1285052717506

Victims of ChoicePoint Data Breach to Receive Redress Checks

September 22nd, 2010. Published under Fraud, Scams. No Comments.

An administrator working for the Federal Trade Commission is mailing checks to 14,023 consumers who were victims of ChoicePoint’s alleged failure to implement a comprehensive information security program to protect consumers’ personal information, as required by a previous court order. As a result, in the spring of 2008, an unauthorized person accessed its database and conducted unauthorized searches. In January 2006, ChoicePoint settled FTC charges that its security and record-handling procedures violated consumers’ privacy rights and federal law, an action relating to a 2005 data breach.

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139. Reports of Cases Argued and Determined 139

September 21st, 2010. Published under Tea Party. No Comments.

But the plea is, that 36,000 shares were not in the company at the time the call was made. Independently of that, under sect. 148 it is not competent to Shape ups sneakers the defendant, when the proo

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139. Reports of Cases Argued and Determined 139

138. Reports of Cases Argued and Determined 138

September 21st, 2010. Published under Tea Party. No Comments.

Besides those, there is another plea asked for, ” That 36,000 shares were not in the company at the time the call was made.” It appears to me that these pleas ought not to be pleaded, and that in trut

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138. Reports of Cases Argued and Determined 138

A Primer On Efficiency Of Financial Markets

September 18th, 2010. Published under Economic News. No Comments.

On the Efficiency of Markets (part I) When one inspects financial time series, it is obvious to recognize that the time evolution is unpredictable. Price of any financial product is essentially indistinguishable from a stochastic process. However, a quantitative understanding of financial market might be possible. The first attempt to understand has been done a

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A Primer On Efficiency Of Financial Markets

Who is a True American? —#9 —Godly Principles

September 11th, 2010. Published under Tea Party. No Comments.

—————-We the People—————

Hey RackSpace You Have a Spambot DDOS’ing Me at 67.192.57.145

September 11th, 2010. Published under Fraud. No Comments.

Hey Rackspace. Your IP 67.192.57.145 caused a router and network DDOS attack due to a spambot hammering our mail server. Despite the fact that our mail server auto-blocked the IP, whatever is on that IP address continued to hammer on our mail server. It was so bad I couldn’t even log into our main Cisco router to null-route the IP block. After I unplugged the router from our circuits I was then able to put the IP range in our Access-List. Excerpt from our mail server log

Finding a Cuckoo Clock Repair Service

September 8th, 2010. Published under Tea Party. No Comments.

As always, the handcrafted items that decorate the cuckoo clock are only repairable by an equally talented artist or craftsman, We had an American colleague working with us at the time, discount coach

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Finding a Cuckoo Clock Repair Service

Consumer Spending Another Drag on the Economy!

August 11th, 2010. Published under Economic News. No Comments.

Most of the time in American history it’s been a good thing that Americans love to spend, a good thing that consumer spending accounts for 70% of the U.S. economy. Remember the recession of 2001? After the September 11 terrorist attacks drove consumers inside in fear, the consensus was that the recession could not help but

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Consumer Spending Another Drag on the Economy!

Billy spells it out to Forest

August 11th, 2010. Published under Tea Party. No Comments.

BILLY Davies has warned Nottingham Forest must be “humble” in their expectations for next season. The Reds manager hopes to forge another challenge that will this time take the club into the top fligh

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Billy spells it out to Forest

But it can be a slippery thing.

August 3rd, 2010. Published under Tea Party. No Comments.

Trust is an interesting concept. By the time you get to work in the morning, you may have chosen to trust or not trust a dozen people. When you turn on the weather channel, you are choosing to trust t

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But it can be a slippery thing.

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Unemployment Extensions Wednesday July 14 2010 HR 4213 HR 5618 – FAITH

July 31st, 2010. Published under Unemployment. No Comments.

*** THIS IS THE FIRST PART OF A TWO PART SERIES *** PLEASE TAKE THE TIME TO WATCH BOTH… Hello my fellow unemployed, I come to you as ONE of your partners in this, please watch the video. The time for PRAYER is NEEDED not HATE. I TRUST after you watch this video you will leave ARMED with the KEYS to OPEN those doors that have been slammed LOCKED your faces.

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Unemployment Extensions Wednesday July 14 2010 HR 4213 HR 5618 – FAITH

Europe is Jumping the Gun by Removing Stimulus!

July 29th, 2010. Published under Economic News. No Comments.

Last winter, global central banks were in agreement, assuring markets that stimulative policies would remain in place until a durable global economic recovery is secured, that “pre-mature withdrawal of stimulus would be avoided, and when the time arrived the withdrawal will be globally co-operative and undertaken in a coordinated way.” It sounded easy at the time,

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Europe is Jumping the Gun by Removing Stimulus!

Cap and Trade is Dead: Who’s Really to Blame? – TIME (blog)

July 22nd, 2010. Published under Political Scams. No Comments.

Cap and Trade is Dead: Who's Really to Blame? TIME (blog) The headline has been written countless times, but this time it is true: carbon cap-and-trade of any sort will not come out of this Congress—and perhaps it … and more

Loneliness is a sad companion

July 16th, 2010. Published under Tea Party. No Comments.

I find it wholesome to be alone the greater part of the time. To be in company, even with the best, is soon wearisome and dissipating. men’s softshell I love to be alone. I never found the companio

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Loneliness is a sad companion

Federal Trade Commission Proposals to Reform the Debt Collection Industry

July 14th, 2010. Published under Business Scams, Scams. No Comments.

The Federal Trade Commission has made recommendations to fix the badly broken debt collection industry, especially debt litigation and arbitration. One of the biggest problems is that debt collection attorneys file complaints against consumers and upwards of 90 percent of the time have no physical proof that a debt is owed or that they are suing the proper person(s). These sorts of questionable debt collection lawsuits are exactly why the book “ Stick it To Sue Happy Debt Collectors ” was written. The book levels the playing field and gives consumers a very high chance of beating erroneous and highly questionable lawsuits in court. The book is written in an easy to understand manner and simplified steps on fighting debt collectors and their attorneys.

nature at the turf-grass of the green up

June 29th, 2010. Published under Tea Party. No Comments.

runescape goldJust the tears in eye remains on the cheeks of ice-cold and mournful.At this time of she, want to cry, want to yell, but think again a not runescape gold American National Day, axe rathe

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nature at the turf-grass of the green up

of his shop

June 23rd, 2010. Published under Tea Party. No Comments.

Something really extraordinary courage, they have to follow to see that she really any results. Osa went to office, sweaters mine owners often work here to this time. When she walked into the hall whe

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of his shop

Quick Change Scam Alert – KTVO

June 16th, 2010. Published under Political Scams. No Comments.

Quick Change Scam Alert KTVO At the time of the scam , the suspect was wearing white shoes, blue jeans, a plaid shirt and a beige ball cap . The suspect approached a cashier to make a …

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Quick Change Scam Alert – KTVO

U-Haul and its Parent Company Settle FTC Charges That They Invited Competitors to Fix Prices on Truck Rentals

June 9th, 2010. Published under Scams. No Comments.

U-Haul International, Inc. and its parent company today settled Federal Trade Commission charges that they violated the FTC Act by inviting U-Haul’s closest competitor, Avis Budget Group, Inc., to collude on prices for truck rentals. U-Haul and Budget control more than 70 percent of the “do-it-yourself” one-way truck rental business in the United States. If U-Haul had succeeded in its price-fixing plan, the two companies could have imposed higher prices on truck-rental consumers, according to the FTC. “It’s a bedrock principle that you can’t conspire with your competitors to fix prices – and shouldn’t even try. Consumers deserve better. The order announced today will ensure that U-Haul will not try it again,” said FTC Chairman Jon Leibowitz. The FTC’s complaint alleges that on several occasions between 2006 and 2008, U-Haul tried to increase rates for one-way truck rentals by privately and publicly communicating with Budget, the second-largest truck rental company in the United States. However, the complaint does not allege that U-Haul and Budget actually reached an agreement. As alleged in the complaint, the problems started after U-Haul’s CEO and Chairman Edward J. Shoen discovered in 2006 that competition from Budget was forcing U-Haul to lower prices on its one-way truck rentals. In two company-wide memos in 2006, Shoen acknowledged the problem and provided a solution. For example, Shoen wrote: “Budget continues in some markets to undercut us on One-Way rates. Either get below them or go up to a fair rate. Whatever you do, LET BUDGET KNOW. Contact a large Budget Dealer and tell them. Contact their company store and let the manager know.” At the same time, the FTC charges, Shoen told local U-Haul dealers to talk to their counterparts at both Budget and Penske – another truck rental competitor – and tell them that U-Haul had raised its one-way rates, and that they should now match U-Haul’s higher rates. The complaint alleges that Shoen invited Budget to collude again in 2008 after Budget declined to match U-Haul’s price increases – this time, during a conference call with industry analysts. During the call, Shoen made statements suggesting that U-Haul would raise its rates, and would maintain the new rates so long as Budget did not respond by price cutting in a way that took market share from U-Haul. He added that Budget need not match the U-Haul prices exactly, but could lag behind by three to five percent. The proposed settlement order against U-Haul and its parent company AMERCO bars them from colluding or inviting collusion. Specifically, the companies are prohibited from inviting a competitor to divide markets, allocate customers, or fix prices, as well as participating in, maintaining, organizing, implementing, enforcing, offering, or soliciting any other company to engage in such conduct. The order also includes monitoring and compliance provisions to ensure U-Haul and AMERCO comply with its terms. It will expire in 20 years. The FTC vote approving the complaint and proposed settlement order was 5-0. Commissioners William E. Kovacic, J. Thomas Rosch, and Chairman Leibowitz issued a joint separate statement that can be found at: http://www.ftc.gov/os/caselist/0810157/100609uhaulstatement.pdf . The statement noted that Congress gave the FTC authority under Section 5 of the FTC Act to stop unfair methods of competition beyond the antitrust laws, but it is not itself an antitrust law and does not on its own terms create treble damages liability. The order will be subject to public comment for 30 days, until July 9, 2010, after which the Commission will decide whether to make it final. Comments should be sent to: FTC, Office of the Secretary, 600 Pennsylvania Avenue, N.W., Washington, DC 20580. To submit a comment electronically, please click on the following link: https//public.commentworks.com/ftc/U-HaulAmerco . NOTE: The Commission issues a complaint when it has “reason to believe” that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. The issuance of a complaint is not a finding or ruling that the respondent has violated the law. A consent agreement is for settlement purposes only and does not constitute an admission of a law violation. When the Commission issues a consent order on a final basis, it carries the force of law with respect to future actions. Each violation of such an order may result in a civil penalty of up to $16,000. Copies of the complaint, consent order, and an analysis to aid in public comment can be found on the FTC’s Web site at http://www.ftc.gov and also from the FTC’s Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, DC 20580. The FTC’s Bureau of Competition works with the Bureau of Economics to investigate alleged anticompetitive business practices and, when appropriate, recommends that the Commission take law enforcement action. To inform the Bureau about particular business practices, call 202-326-3300, send an e-mail to antitrust@ftc.gov , or write to the Office of Policy and Coordination, Room 383, Bureau of Competition, Federal Trade Commission, 600 Pennsylvania Ave, N.W., Washington, DC 20580. To learn more about the Bureau of Competition, read “Competition Counts” at http://www.ftc.gov/competitioncounts .

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U-Haul and its Parent Company Settle FTC Charges That They Invited Competitors to Fix Prices on Truck Rentals

Does Windows 7 Offer Increased Protection Against Brute Force Password Attacks?

May 26th, 2010. Published under Fraud, Scams. No Comments.

When you think of attacks on your computer you probably think of the attacks coming from intruders on the outside of your network. But, unless you are on a home network, then there are plenty of forces inside of your corporate network that would love to take it down. The person who tries to take it down may have several issues that are causing this behavior – They may be doing it for the money, meaning someone on the outside is paying them to cause damage to your internal network. Alternatively, they can be upset about the way that they were treated recently. When someone feels that they were wronged, sometimes they can take these types of hostile feelings to the extreme and attempt to retaliate against the company. This may lead them to doing something as boneheaded as trying to take down the company’s network. Even if they are not an advanced black hat hacker, they can find some of the tools that they will need to accomplish this over the internet – you do not need to be a genius hacker to be able to take down a network from the inside – all you need is that one right tool. Does Windows 7 Offer Sufficient Protection In This Area? One of the tools that an attacker from the inside would need is something that would allow them to get your password and username. The username may be a little easier to get than the password but, with the right software tool, the password is not that hard either. An attack that is easy for just the average person to pull off is called a brute force attack . Unfortunately, even though Windows 7 has prepared for a lot of attacks against its software, it is still susceptible to a brute force attack. A brute force attack is when a piece of software just starts to throw out random information in the hopes that it can find the password that an administrator has used to secure their system. It attempts to query the system over and over again until it guesses the right information. Once it does, it then saves the information and uses it at another time. There are different variations of a brute force, such as a dictionary attack , but no matter the variation it can prove to be a very effective attack for someone that is new to hacking. If you have been on the underground scene for a while then you would know that there are quicker ways to get into someone’s computer other than a brute force attack. A brute force attack would be the last option for someone who has had a lot of experience. Microsoft has increased its security a great deal with Windows 7 but a brute force attack may be hard for even them to stop. There are certainly ways to block it, but all a person needs is time and the right time pattern and then they can just make the attempts to guess the password look more natural. Try to make sure that your computer has limited access at work – you do not want anyone trying this with your workstation. Read more on Windows 7 Security Does Windows 7 Offer Increased Protection Against Brute Force Password Attacks? is a post from: Security FAQs

f4528329a7curity.jpg 150x80 Does Windows 7 Offer Increased Protection Against Brute Force Password Attacks?

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Does Windows 7 Offer Increased Protection Against Brute Force Password Attacks?