Tag Archives: money

Need help with formulating a Debt Management Plan?

May 9th, 2012. Published under Economic News. No Comments.

When the level of debt which a person has is unmanageable because their monthly outgoings outweigh their income, composing a Debt Management Plan will enable for the money which needs to be paid every month or week to be listed on one document. As the amount of interest and penalty fees can be included in

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Need help with formulating a Debt Management Plan?

Watch out for this pension scam – Aol Money

April 10th, 2012. Published under Political Scams, Scams. No Comments.

Watch out for this pension scam Aol Money There are two scams that feature a lot in this blog. One involves land or property (such as landbanking or so-called hotel schemes) and the other plays on our desire for green credentials ( carbon credit trading schemes and land purchases to “protect” …

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Watch out for this pension scam – Aol Money

TONY HETHERINGTON: Watch out for hot air over carbon sales – This is Money

March 24th, 2012. Published under Political Scams. No Comments.

This is Money TONY HETHERINGTON: Watch out for hot air over carbon sales This is Money By Tony Hetherington CHwrites: I have received very high-pressure phone calls from World Carbon Limited trying to persuade me to invest in carbon credits . The traders have an answer for everything. It seems I am missing out on the best investment since …

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Big spenders anxious to add to debt – Langley Times

March 7th, 2012. Published under Political Scams. No Comments.

Big spenders anxious to add to debt Langley Times Just as we suspected, it looks like it only took four years for big spending politicians to try to manipulate the carbon tax for another money grab. For consumers, it's not revenue neutral. It's an unnecessary tax scam that rips us off. and more

Take a Look at Stocks and Shares ISAs

February 27th, 2012. Published under Economic News. No Comments.

The Individual Savings Account (ISA) financial product that has been available in the UK for the past decade is a great way for the average person to save money while avoiding paying taxes on the interest. Many people appreciate the cash ISA because they can get to their money easily while side-stepping the almost-inevitable taxes

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Take a Look at Stocks and Shares ISAs

Finance Guides Can Help You with Personal Finances

February 27th, 2012. Published under Economic News. No Comments.

When it comes to personal finances it tends to be an area that is important to everyone but many people do not know how to make the most of their money. This is where finance guides can be of great assistance to you because they can help you learn where you are spending too much and

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Finance Guides Can Help You with Personal Finances

Mexico woman who perpetrated money order scam ordered to repay $34000 to … – Bangor Daily News

February 15th, 2012. Published under Money Order Scams. No Comments.

Mexico woman who perpetrated money order scam ordered to repay $34000 to … Bangor Daily News By Judy Harrison, BDN Staff PORTLAND, Maine — A homebound woman from the Oxford County town of Mexico was sentenced Wednesday in US District Court to two years of probation for a scheme that doubled her money by claiming money orders that she made out …

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Mexico woman who perpetrated money order scam ordered to repay $34000 to … – Bangor Daily News

The Five Shittiest Things About Being Unemployed

October 18th, 2011. Published under Unemployment. No Comments.

The title pretty much says it all. Things are looking up for me, finally, so I can joke about this, but the reason there haven’t been any Vlogs lately is, frankly, I’ve had nothing I wanted to talk about…

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The Five Shittiest Things About Being Unemployed

ASK THE EXPERTS: Beware cold-call firm selling carbon credits – This is Money

August 20th, 2011. Published under Political Scams. No Comments.

This is Money ASK THE EXPERTS: Beware cold-call firm selling carbon credits This is Money GTwrites: I have been repeatedly called by a firm offering to sell me carbon credits listed on the New York Stock Exchange. They suggest an initial investment of £5000 to £10000. Is this a genuine opportunity or just a scam ? AEreplies: Carbon credit …

6 ASK THE EXPERTS: Beware cold call firm selling carbon credits   This is Money

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PFT: 49ers’ Akers lost $3.7M in Ponzi scheme – msnbc.com

August 17th, 2011. Published under Political Scams. No Comments.

PFT: 49ers' Akers lost $3.7M in Ponzi scheme msnbc.com The term “Ponzi scheme” refers to an investment scam in which the money from later investors is paid to early investors, ultimately resulting in a group of last-in victims getting nothing back at all. Akers placed the money with Triton Financial, … and more

Thursday afternoon notes: Who’s lonelier? An NHL Arbitrator, or the Maytag … – On The Forecheck

July 21st, 2011. Published under Political Scams. No Comments.

Thursday afternoon notes: Who's lonelier? An NHL Arbitrator, or the Maytag … On The Forecheck Who knows, but think about how we can get in on that scam while reading your afternoon hockey news… A good question for debate… I'd put my money on Mike Fisher. While I've been critical of a number of moves this summer, I am hopeful about Niclas …

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Thursday afternoon notes: Who’s lonelier? An NHL Arbitrator, or the Maytag … – On The Forecheck

I`m Unemployed and Want to Make Money Online work at home jobs

May 17th, 2011. Published under Unemployment. No Comments.

www.earnsuccess.ws I`m Unemployed and Want toMake Money Online work at home jobs I`m Unemployed and Want to Make Money Online work at home jobs Gdi is a good money maker for extra income or a primary income if you are unemployed. Anyone needing a job has come to the right place.with the free training that is provided by Brian Bear and the Bear Mkt Team is invaluable. You can learn to promote multiple or single income strings. I`m unemployed and need a job making money online. how to get free traffic people search cashmoney work from home business opportunity address search pay per click spiderweb marketing system poker make money from myspace best home business free marketing systems home business for beginners most youtube hits best youtube video ultimate fighting championship ufc backyard brawls hip hop videos video blogging howt o create multiple streams of income how to get free click bank products how to become a millionairerichest people in the world Bloggers don’t make money online – Internet Marketers do. It has taken me a while to understand why so many of my readers just don’t get it.Internet Marketing How To Start And Grow Your Internet Business Internet Marketing – Internet Marketing Center – Learn How to Make Money Online Internet Join GDI Free today and start earning right away although it is a process not happening overnight I`m Unemployed and Want to Make Money Online work at home jobs I`m Unemployed and Want to Make Money Online work at home jobs Best …

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Having the One Up Over 1000′s in a Job for Proprietary Trading Firms

April 28th, 2011. Published under Economic News. No Comments.

Possessing a number of years experience working as a trader, you are able to progress the career ladder in the market by simply joining proprietary trading. Pertaining to all the money that goes around on this specific industry and for all the money that you could make working in prop trading, you can trust that there will be a lots of competition for you when you wish to gain access to the most effective corporation. Even though you have chosen a number of the best firms to try to get in to, you’re going to have to prove your worth with them to get in.

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Having the One Up Over 1000′s in a Job for Proprietary Trading Firms

Fakes create 4D egg-citement – AsiaOne

April 9th, 2011. Published under Political Scams. No Comments.

AsiaOne Fakes create 4D egg-citement AsiaOne GEORGE TOWN – Punters are getting excited over the alleged egg scam in Penang and taking out their chifa books to guide them to put their money on the right number. This follows complaints by buyers and the Consumer Association of Penang that fake eggs … and more

Is there a general web forum that discusses the fundamentals of economics?

March 18th, 2011. Published under Economic News. No Comments.

Janet G asks the question: I’ve recently become interested in learning more about how the federal reserve actually works – ie: how interest rates and the money supply are affected, etc. Though I consider myself reasonably intelligent, I’d love to find a general discussion board to discuss such economic topics in more depth – and

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Day, Strahl won’t run in next federal election – CTV.ca

March 12th, 2011. Published under Political Scams. No Comments.

CTV.ca Day, Strahl won't run in next federal election CTV.ca At least the money on the Conservative in and out came back.. where is the Ad Scam Money the Liberals gave away..Have yet to see that come back to the Canadian Taxpayers and no doubt never will. Come on people. Why is it all the Liberals these days … and more

Court Freezes Assets of Massive Internet Enterprise in Alleged Billing Scheme

January 28th, 2011. Published under Business Scams, Scams. No Comments.

At the request of the Federal Trade Commission, a federal court has frozen the assets of corporations and an individual behind a far-reaching Internet enterprise that allegedly made more than $275 million by luring consumers into deceptive “trial” memberships, and bogus government-grant and money-making schemes. The court froze the assets of 61 corporations (collectively known as “I Works”) and their alleged ringleader, Jeremy Johnson. It placed these defendants’ assets under the control of a court-supervised receiver to help ensure that funds are available for consumer restitution when the case is concluded. In December 2010, the FTC alleged that I Works lured consumers into “trial” memberships for bogus government-grant and money-making schemes, and then repeatedly charged monthly fees for these and other memberships the consumers never ordered. According to the FTC’s complaint, the operation used websites that pitch various money-making programs or tout the availability of government grants to pay personal expenses. The websites offer “free” information at no risk and ask consumers to provide their credit or debit card numbers to pay a small shipping and handling fee such as $1.99. But when consumers provide their billing information, I Works charges them a hefty one-time fee of up to $129.95 and monthly recurring fees of up to $59.95 for the advertised programs, and other monthly fees for unrelated programs. The FTC’s complaint alleges that this scheme has caused more than 500,000 consumers to seek chargebacks – reversals of charges to their credit cards or debits to their bank accounts. The high number of chargebacks landed the defendants in VISA’s and MasterCard’s chargeback monitoring programs, resulted in millions of dollars in fines for excessive chargebacks, and prevented the defendants from getting access to the credit card and debit card billing systems using their own names. To keep the scam going, the defendants tricked banks into giving them continued access to these billing systems by creating 51 shell companies with figurehead officers, and by providing the banks with phony “clean” versions of their websites. According to the FTC, the defendants, which include the 61 corporations, Johnson, and nine other individuals, violated the FTC Act by misrepresenting that government grants are available for paying personal expenses, that consumers are likely to obtain grants by using the defendants’ program, that users of their money-making products will earn substantial income, and that their offers are free or risk-free. The complaint also alleges that they failed to disclose that consumers who pay a nominal shipping and handling fee would be enrolled in expensive plans that charge fees until consumers cancel, and that they charged consumers’ credit cards and debited their bank accounts without their consent. The FTC further alleges that the defendants’ websites featured deceptive positive reviews and deceptive testimonials that misrepresented the benefits of their grant services. The FTC also alleges that they violated the Electronic Fund Transfer Act and Regulation E by debiting consumers’ bank accounts without their signed written consent and without providing consumers with a copy of the written authorization.

Save Yourself From Grief and Frustration Don’t Buy Linksys – Cisco Products Like the NAS200

January 18th, 2011. Published under Business Scams. No Comments.

For a good while before Cisco absorbed Linksys, the makes or consumers networking products I and many of our clients began to have problems with Linksys Firewall Routers. We never could determine exactly what caused the to begin failing. I surmised it might be a component overheating problem. I guess you could say I and our clients got what we paid for, cheap consumer networking products. About a year ago I, against my gut instinct, purchased a Linksys / Cisco NAS 200, network attached storage (NAS) enclosure and picked up two 500 gigabyte SATA hard drives to put in it. While slow having a RAID mirrored storage on our LAN was handy as a file backup drive. About six or eight months ago, I began to noticed when the unit was turned off (both manually or power outage) only one of the two drives would show up in the NAS 200 unit. About four months ago, both drives would randomly disappear and the only way I could access data on the unit was to power the unit off, pull both drives and only put one back in. Eventually after several “swap outs” in a row, I could once again access the data. The NAS unit is on our UPS backup so rarely is the unit ever off, except during extended power outages. After four or five of the swap out routine, I felt that possible one of the drives were bad. SO I plunked down the money and ordered and identical 500 gigabyte SATA drive (about 60 bucks), when I put it in the NAS 200 unit the system only sees the new drive and not the ‘good’ data drive. I upgraded the firmware, I swapped the units around ad nauseum, still couldn’t access my data drive. I decided to do a Google search for “ Linksys NAS200 Problem ”, it appears that hundreds, if not thousands of NAS 200 users are having similar problems. In order to get my data off the NAS, I now have to buy a SATA card for one of our servers, get the NAS 200 to see the data drive again and copy off the data. Once that is done, I still have a SATA drive that I don[‘t need, and had to spend even more money just to access my data. The price of the Linksys / Cisco NAS 200 unit is not worth the frustration, aggravation and costs I have incurred because of it. Do yourself a favor and avoid Linksys / Cisco branded consumer networking products, If you don’t heed my warning and buy their products anyway, just remember I told you stay away from them when your nifty little Linksys / Cisco gadgets fail.

Settlement Ends "Tested Green" Certifications That Were Neither Tested Nor Green

January 12th, 2011. Published under Business Scams, Scams. No Comments.

The Federal Trade Commission reached an agreement that will put an end to the deceptive tactics of a company that allegedly sold worthless environmental certifications for hundreds of dollars, and falsely told more than 100 customers that its certifications were endorsed by two independent firms – which it actually owned. The FTC settlement bars Tested Green and its owner Jeremy Ryan Claeys from making misrepresentations when selling any product. “It’s really tough for most people to know whether green or environmental claims are credible,” said David Vladeck, director of the FTC’s Bureau of Consumer Protection. “Legitimate seals and certifications are a useful tool that can help consumers choose where to place their trust and how to spend their money. The FTC will continue to weed out deceptive seals and certifications like the one in this case.” According to the FTC, between February 2009 and April 2010, Tested Green and Claeys advertised, marketed, and sold environmental certifications using both the website www.testedgreen.com and mass e-mails to prospective consumers. The company’s marketing claimed that Tested Green was the “nation’s leading certification program with over 45,000 certifications in the United States.” The FTC complaint alleges, however, that Tested Green never tested any of the companies it provided with environmental certifications, and would “certify” anyone willing pay a fee of either $189.95 for a “Rapid” certification or $549.95 for a “Pro” certification. After customers paid, Tested Green gave them its logo and the link to a “certification verification page” that could be used to advertise their “certified” status. The agency charged that the respondents violated the FTC Act by providing the means to deceive consumers. The FTC also alleges that Tested Green deceived consumers by citing its endorsements from the National Green Business Association and the National Association of Government Contractors – implying that these were independent organizations when, in fact, both are owned and operated by Claeys. The proposed order settles the FTC’s charges against Nonprofit Management LLC and Jeremy Ryan Claeys, both also doing business as Tested Green. It prohibits them from misrepresenting that: an outside party has evaluated a product, service, package, or program based on its environmental attributes; that they have or a third party has the expertise to evaluate the environmental benefits or attributes of a product, service, package, or program; the number of certifications they have issued; and that a product, package, certification, service, package, or program is endorsed by any person or organization. The order also bars Tested Green and Claeys from helping anyone else make false or misleading statements in connection with any of the conduct described above, and bars them from making any representations about a user or endorser unless they clearly and prominently disclose any connection they have with the endorser if one exists. The proposed order also contains reporting obligations and other provisions to ensure compliance with its terms. It will expire in 20 years. Source: FTC In the Matter of Nonprofit Management LLC, a limited liability corporation, also doing business as Tested Green, and Jeremy Ryan Claeys, also doing business as Tested Green, individually and as an officer and member of Nonprofit Management LLC FTC File No. 102 3064

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Settlement Ends "Tested Green" Certifications That Were Neither Tested Nor Green

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Professor Lectures About Global Warming – WCTV

January 11th, 2011. Published under Political Scams. No Comments.

Professor Lectures About Global Warming WCTV Al Gore creates a carbon trading exchange where rich successful companies buy carbon credits from poor failing companies and the money is transferred from … and more

Stop being unemployed. Your new job is foreclosure clean-out, $2500 a Day.

December 18th, 2010. Published under Unemployment. No Comments.

Make Money, 00 a day/000 a month with Foreclosure Clean-out. No experience needed. All you need is a truck. All the info is free.

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Stop being unemployed. Your new job is foreclosure clean-out, $2500 a Day.

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Why are our markets underperforming? – Sify

December 10th, 2010. Published under Political Scams. No Comments.

Why are our markets underperforming? Sify After the Money Matters scam , many speculative positions have been squared up, market operators forced to liquidate and Sebi has seemingly been very active … and more

Authorities thwart scam after money orders are mailed to Flemington Police Station – Hunterdon County Democrat – NJ.com

December 1st, 2010. Published under Money Order Scams. No Comments.

Hunterdon County Democrat – NJ.com Authorities thwart scam after money orders are mailed to Flemington Police Station Hunterdon County Democrat – NJ.com According to him, the fake money order scam usually presents a plausible reason why the recipient should deposit the money orders and send most of the money …

6 Authorities thwart scam after money orders are mailed to Flemington Police Station   Hunterdon County Democrat    NJ.com

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Authorities thwart scam after money orders are mailed to Flemington Police Station – Hunterdon County Democrat – NJ.com

Unsealed Lawsuit Shows Dell Hid Computer Faults and Defective Capacitors

November 19th, 2010. Published under Business Scams. No Comments.

A North Carolina judge unsealed documents in a lawsuit involving Dell and Advanced Internet Technologies (AIT). The case was settled earlier and shows that Dell was aware and attempted to hide the fact that many computers had defective motherboard components such as capacitors. What bothers me is that Dell “ranked” customers and only repaired or replaced computers or hardware based on how much money these customers might cost Dell. “The issues with the computers revolved around the capacitors that dot computer motherboards. A typical Dell computer could have up to 20 of these capacitors, which cost a fraction of a penny each and help regulate electrical operations of the machines. As it tried to deal with the mounting issues, Dell began ranking customers by importance, putting first those who might move their accounts to another PC maker, followed by those who might curtail sales and giving the lowest priority to those who were bothered but still willing to stick with Dell. ~ New York Times

$3.6 Million Judgment Against Companies that Allegedly Debited Money from Consumers’ Bank Accounts

November 5th, 2010. Published under Scams. No Comments.

At the request of the Federal Trade Commission, a federal court has entered a judgment of more than $3.6 million against a payment processor and its subsidiary that allegedly debited consumers’ bank accounts illegally on behalf of deceptive telemarketers. According to a 2007 complaint filed by the FTC and seven states, Your Money Access, LLC and its subsidiary, YMA Company, LLC, processed unauthorized debits on behalf of deceptive telemarketers and Internet-based schemes that were violating the FTC’s Telemarketing Sales Rule and state consumer protection laws. The companies played a critical role in these schemes by providing access to the banking system and the means to extract money from consumers’ bank accounts. The FTC alleged that in many instances the merchants either failed to deliver the promised products or services or sent consumers relatively worthless items. A default judgment entered in October 2008 barred Your Money Access and YMA Company from payment processing for any client whose business practices are deceptive, unfair, or abusive within the meaning of the FTC Act , the Telemarketing Sales Rule , and state consumer protection laws. The states joining the FTC’s complaint were Illinois, Iowa, Nevada, North Carolina, North Dakota, Ohio, and Vermont. Source: FTC

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$3.6 Million Judgment Against Companies that Allegedly Debited Money from Consumers’ Bank Accounts

Watch Out Kids Debt Buyers Are Hot On Collecting Defaulted Student Loans

October 11th, 2010. Published under Scams. No Comments.

It seems that the next hot collection industry target is going to be defaulted student loans. So kids get ready for debt collectors to begin harassing, and possibly abusing you verbally and mentally while they attempt to collect on your old student loan. There are many collectors out there that will say (or do) anything to get you to cough up the money, including filing lawsuits against you. Once a student loan, Federal or otherwise, is sold by the original creditor to a third party such as a debt buyer or junk debt collector the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protection comes into full force. Another words it becomes a debt just like any other consumer debt (credit card, bank load, payday loan, etc.). It’s my opinion that the debt buyers / junk debt collection companies see younger adults as easy targets, and assume you will run to mom and dad and ask them to bail you out. Be aware most that most collector threats are nothing more than that, just empty threats. Debt collection harassment and abuse is illegal and you need to know that. While I do advocate paying debts, the ballgame changes completely when collectors use illegal and abusive collection tactics to scare you into pay them. What debt collectors cannot do: Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not: Use threats of violence or harm; Publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies); Use obscene or profane language Repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not: falsely claim that they are attorneys or government representatives; falsely claim that you have committed a crime; falsely represent that they operate or work for a credit reporting company; misrepresent the amount you owe; indicate that papers they send you are legal forms if they aren’t; or indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that: you will be arrested if you don’t pay your debt; they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not: give false credit information about you to anyone, including a credit reporting company; send you anything that looks like an official document from a court or government agency if it isn’t; or use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not: try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge; deposit a post-dated check early; take or threaten to take your property unless it can be done legally; or contact you by postcard. In addition, a debt collector cannot represent that they are attorneys if they are not, or imply that communications are from an attorney. 15 U.S.C. 1692e(3). If a debt collector does anything outlined above (or similar) it is your obligation to hold them accountable and sue them. Who knows the collector may end up cutting you a check for the abuse or harassment. While the Federal Trade Commission has been tasked with enforcing the Fair Debt Collection Practices Act they rarely take any enforcement action against illegal debt collection. Consumers *must* take action. You can file FDCPA civil complaints yourself in any recognized court of find a consumer protection attorney to help you go after bad collectors. Most good consumer protection attorneys do not require upfront fees to help you sue collectors as they get a small percentage of any monetary award or settlement that they obtain on your behalf. A good place to begin searching for a consumer protection attorney is Martindale ( www.martindale.com ). If you have been harassed or abused by a collector I encourage you to find and retain an attorney. The only way to put a stop to illegal collections is for consumers to fight back using the court system.

This Economic Reform Seems Bad For Small Business

August 24th, 2010. Published under Economic News. No Comments.

If You Really Want To Help, Extend The Tax Cuts Yesterday’s news included a sound byte from President Obama, urging Congress (and his opponents in the Republican Party) to stop blocking his next stimulus, this one ostensibly for small businesses…right after all of them return from vacation. (This guy takes more vacation on your money than a

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This Economic Reform Seems Bad For Small Business

Auto Warranty Robocaller To Pay $2.3 Million, Sell Mercedes For Consumer Redress

August 23rd, 2010. Published under Business Scams, Fraud, Scams. No Comments.

Consumer Redress Collected from All Defendants in Robocall Case Totals $3 Million One of the telemarketers who blasted U.S. consumers with millions of illegal auto “warranty” robocalls last year will pay approximately $2.3 million, give up his Mercedes, and be barred from telemarketing, under a settlement with the Federal Trade Commission that wraps up the agency’s case against the deceptive operation. In sum, the FTC is collecting nearly $3 million to reimburse victims of the scam. The settlements resolve FTC charges that Damian Kohlfeld and his two firms made millions of illegal prerecorded calls to consumers nationwide in an attempt to deceive them into buying extended auto warranties or service contracts (audio files of these calls can be found on the FTC’s website as a link to this press release). The robocalls misled consumers into thinking that the callers were affiliated with consumers’ car dealerships or manufacturers, and that their auto warranty was expiring or about to expire. Earlier this year, the FTC announced a settlement with two other defendants who helped make the robocalls, under which they have paid more than $655,000. The FTC also announced a settlement in September 2009 with Transcontinental Warranty, Inc, the company that employed the defendants in this case to make the illegal prerecorded calls. (See press release at http://www.ftc.gov/opa/2009/09/twi.shtm .) “Fortunately for American consumers, the telemarketers who were responsible for millions of unsolicited and annoying robocalls will never be able to telemarket again,” said FTC Chairman Jon Leibowitz. “We’ve also taken away all of their money to provide redress for consumers who were defrauded. This case serves as a clear message: telemarketers who violate the privacy of ordinary Americans will have to pay the price.” According to the FTC’s complaint, Kohlfeld and the Chicago-based firms Voice Foundations, LLC, and Network Foundations, LLC, violated the FTC’s Do Not Call Registry and falsely represented that: the telemarketers were calling from, or affiliated with, the manufacturer or dealer of the consumer’s automobile; the consumer’s original automobile warranty was about to expire; and the telemarketer had specific information about whether the consumer’s vehicle was the subject of a recall. The settlement requires Kohlfeld to pay more than $2.2 million. In addition, he is required to liquidate two investment accounts totaling approximately $130,000 and to sell his 2006 Mercedes. All of the money collected will be used for consumer redress. The settlement order also bans Kohlfeld from telemarketing or assisting others engaged in telemarketing, prevents him from making the misrepresentations alleged in the FTC’s complaint, and bars him from making any misrepresentations related to the sale of any goods or services. The order specifically prohibits him from misrepresenting the cost, use, or effectiveness of any product or service or any of the refund policies associated with any product or services. In addition, Network Foundations will pay $50,000 to be used for consumer redress. Voice Foundations has no assets to pay toward a judgment. If either of the companies later is found to have misrepresented its financial condition, it will be subject to a larger monetary judgment. The Commission vote authorizing the three stipulated final orders settling the court actions against Network Foundations, LLC, Voice Foundations, LLC, and Damian Kohlfeld was 5-0. They were filed in the U.S. District Court for the Northern District of Illinois, Eastern Division, on August 19, 2010, and signed by the judge the same day. NOTE: These stipulated final orders are for settlement purposes only and do not constitute an admission by the defendants of a law violation. Stipulated final orders requires approval by the court and have the force of law when signed by the judge. Copies of the stipulated final orders are available from the FTC’s website at http://www.ftc.gov and from the FTC’s Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, D.C. 20580. The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, click: http://www.ftc.gov/ftc/complaint.shtm or call 1-877-382-4357. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database available to more than 1,800 civil and criminal law enforcement agencies in the U.S. and abroad. For free information on a variety of consumer topics, click http://ftc.gov/bcp/consumer.shtm .

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Auto Warranty Robocaller To Pay $2.3 Million, Sell Mercedes For Consumer Redress

Home Assure LLC, Mortgage Relief Marketer Will Return $2.4 Million to Consumers to Settle Charges

July 30th, 2010. Published under Fraud, Scams. No Comments.

A company that deceived consumers with promises it could save their homes from foreclosure will pay $2.4 million to victims as part of a settlement with the Federal Trade Commission. The case is part of the agency’s continuing crackdown on scams that prey on financially distressed homeowners. According to the FTC’s complaint, Home Assure LLC conducted a nationwide marketing campaign designed to take advantage of struggling homeowners by offering so-called mortgage foreclosure rescue services. Home Assure typically charged consumers an up-front fee of $1,500 to $2,500. The company’s representatives falsely claimed that its special relationships with lenders would enable it to get favorable loan modifications or stop foreclosure, and that the company had helped thousands of consumers avoid foreclosure. One of the claims on its website was, “If we are unable to negotiate a plan with your lender that improves your situation or gives you a viable strategy to avoid foreclosure, we will refund 100% of your money. . . No questions asked!” According to the FTC, however, Home Assure did little or nothing to help consumers avoid foreclosure. In numerous instances the company refused to pay refunds, sometimes claiming that consumers did not meet the terms of the contract for a refund or that they had breached the contract by contacting their lender or filing for bankruptcy, and sometimes without giving a reason. (4/6/2009 release http://www.ftc.gov/opa/2009/04/hud.shtm ; 11/24/2009 release http://www.ftc.gov/opa/2009/11/stolenhope.shtm ) The settlement order imposes a $2.4 million judgment on Home Assure and bans the company from selling mortgage loan modification and foreclosure relief services. The order also permanently prohibits Home Assure from misrepresenting any good or service, disclosing or benefitting from customers’ personal information, and failing to dispose of customer information properly. The Commission vote to authorize staff to file the stipulated final order was 5-0. The order was filed in the U.S. District Court for the Middle District of Florida, Tampa Division. NOTE: Stipulated court orders are for settlement purposes only and do not necessarily constitute an admission by the defendants of a law violation. Stipulated orders have the full force of law when signed by the judge. The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 1,800 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s Web site provides free information on a variety of consumer topics .

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Home Assure LLC, Mortgage Relief Marketer Will Return $2.4 Million to Consumers to Settle Charges

Marketers of "Rapid Debt Reduction" Program To Pay $1.5 Million for Falsely Claiming They Could Lower Consumers’ Interest Rates

July 23rd, 2010. Published under Business Scams, Fraud. No Comments.

Defendants Permanently Banned from Marketing Debt Relief Services The marketers of a “Rapid Debt Reduction” program who promised to lower interest rates on credit cards – for an up-front fee of up to $899 – have settled Federal Trade Commission charges that they misled consumers. Under a court order settling the FTC’s case, the pitchmen have been banned from marketing debt-relief services and have agreed to pay $1.5 million that will be used to refund defrauded consumers. Filed as part of the “Operation Short Charge” law enforcement sweep, the FTC’s complaint alleged that Mutual Consolidated Savings (MCS) and its affiliates and principals used cold calls, pre-recorded “robocalls,” and the Internet to push a phony “Rapid Debt Reduction” program to consumers in the United States and Canada. The defendants convinced consumers to pay $690 to $899 for the program, claiming they would reduce credit card interest rates, save consumers thousands of dollars, and enable them to pay off their debt three to five times faster than they could under their current payment schedule. The FTC also alleged that the defendants failed to honor their money-back guarantee. In addition, according to the FTC, the MCS defendants called consumers whose telephone numbers were on the Do Not Call Registry, failed to honor consumers’ requests that they not be called again, transmitted fake Caller ID information, failed to identify themselves during telephone pitches, and made illegal robocalls. The order settling the FTC’s charges bans the defendants from working in the debt relief industry and prohibits them from misleading consumers or helping anyone else mislead consumers about any material facts regarding goods or services they are selling. In addition, they must comply with the agency’s Telemarketing Sales Rule, including not calling consumers on the Do Not Call Registry. The settlement order also requires the defendants to pay approximately $1.5 million – all of their available assets – that will be distributed to injured customers in the United States and Canada. If they misrepresented their financial condition, the defendants will have to pay the full amount of the alleged consumer injury, $22.5 million. The FTC vote approving the complaint and proposed settlement order was 5-0. The settlement order was filed on June 14, 2010 in the U.S. District Court for the Western District of Washington at Tacoma and signed by the judge on July 19, 2010. It settles the FTC’s charges against MCS Programs, LLC; United Savings Center, Inc.; and USC Programs, LLC; and their principals, Paul Morris Thompson and Miranda Lynn Cavender. Law Enforcement Coordination In investigating and bringing its case against Mutual Consolidated Savings, the FTC received assistance from the Canadian Competition Bureau. Both the Competition Bureau and the FTC are members of the Vancouver Strategic Alliance, a law enforcement task force located in Vancouver, British Columbia, Canada. In carrying out the terms of the court order in Mutual Consolidated Savings, the FTC received assistance from the Police Department of Tacoma, Washington. NOTE: Stipulated final orders are for settlement purposes only and do not constitute an admission by the defendant of a law violation. Stipulated orders have the force of law when signed by the judge. Copies of the complaint and final order are available from the FTC’s website at http://www.ftc.gov and from the FTC’s Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, D.C. 20580. The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, click: http://www.ftc.gov/ftc/complaint.shtm or call 1-877-382-4357. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database available to more than 1,800 civil and criminal law enforcement agencies in the U.S. and abroad. For free information on a variety of consumer topics, click http://ftc.gov/bcp/consumer.shtm .

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Marketers of "Rapid Debt Reduction" Program To Pay $1.5 Million for Falsely Claiming They Could Lower Consumers’ Interest Rates

Meltproof – Washington Post (blog)

July 21st, 2010. Published under Political Scams. No Comments.

Washington Post (blog) Meltproof Washington Post (blog) Sorry but the money involved in the carbon scam is too much for people to accept. I cordially invite you Mr. Toles to use my pool if the heat is too much. …

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Help the Needy Whether They Deserve it Or Not

July 20th, 2010. Published under Economic News. No Comments.

Have you ever seen a homeless person on the street corner with a sign asking for money? Have you worried about whether or not you should help this person or what they will really do with the money? Do you hold back dropping any money in that cup because you think they will only use

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Help the Needy Whether They Deserve it Or Not

Police Blotter: Billy Mac Lewis, Yummi Bears, And a ‘Splash of Tonic’ – Patch

July 9th, 2010. Published under Money Order Scams. No Comments.

Police Blotter: Billy Mac Lewis, Yummi Bears, And a 'Splash of Tonic' Patch MONEY ORDER SCAM : A 45-year-old Hoyt St. resident reported the loss of $4410 after being caught up in a money order scam in which she thought she was acting … and more

Court Halts International Scheme Responsible For More Than $10 Million In Unauthorized Charges On Consumers’ Credit and Debit Cards

June 28th, 2010. Published under Fraud, Scams. No Comments.

At the request of the Federal Trade Commission, a federal court has halted an elaborate international scheme that used identity theft to place more than $10 million in bogus charges on consumers’ credit and debit cards, pending a trial. More than a million consumers were hit with one-time charges of $10 or less, and their payments were routed through dummy corporations in the United States to bank accounts in Eastern Europe and Central Asia. The defendants, using phony company names resembling real companies, and information taken from identity theft victims in the United States, opened more than 100 merchant accounts with companies that process charges to consumers’ credit and debit card accounts, according to the FTC complaint. The FTC believes the defendants may have run credit checks on the identity theft victims first, to be sure they were creditworthy. The defendants also cloaked each fake merchant with a virtual office address near a real merchant’s location, a phone number, a home phone number for the “owner,” a Web site pretending to sell products, a toll-free number consumers could call, and a real company’s tax number found on the Internet. The FTC alleged that with spam e-mail, the defendants recruited at least 14 “money mules” – people in the United States they paid to form 16 dummy corporations, open associated bank accounts to receive the card payments, and transfer the money overseas. The defendants used debit cards linked to these bank accounts to set up telephone service, virtual addresses, and Web sites that helped deceive the card processors, according to the complaint. The “money mules” responded to spam e-mail pretending to seek a U.S. finance manager for an international financial services company. The FTC has not determined how the defendants obtained the stolen identities or consumers’ credit and debit account numbers. Consumers’ payments were sent to bank accounts in Lithuania, Estonia, Latvia, Bulgaria, Cyprus, and Kyrgyzstan. None of the consumers affected by the scam had contact with any of the defendants. Most consumers either didn’t notice the charges on their bills or didn’t seek chargebacks because of the small amounts – charges ranged from 20 cents to $10. Consumers who called the toll-free numbers that appeared on their bills either found them disconnected or heard recorded messages instructing them to leave a message, but no calls were returned. The defendants are the 16 sham companies – API Trade LLC, ARA Auto Parts Trading LLC, Bend Transfer Services LLC, B-Texas European LLC, CBTC LLC, CMG Global LLC, Confident Incorporation, HDPL Trade LLC, Hometown Homebuyers LLC, IAS Group LLC, IHC Trade LLC, MZ Services LLC, New World Enterprizes LLC, Parts Imports LLC, SMI Imports LLC, SVT Services LLC – and one or more persons who are unknown to the agency at this time. The FTC charged them with making unauthorized charges to consumers’ credit cards in violation of Section 5 of the FTC Act. The court froze the defendants’ assets and ordered them to stop operating, pending final resolution of the case. The Commission vote to file the complaint was 4-0. The preliminary injunction order was entered by Judge Ronald A. Guzman in the U.S. District Court for the Northern District of Illinois, Eastern Division. NOTE: The Commission authorizes the filing of a complaint when it has “reason to believe” that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. The complaint is not a finding or ruling that the defendants have actually violated the law. The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 1,800 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s Web site provides free information on a variety of consumer topics .

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Court Halts International Scheme Responsible For More Than $10 Million In Unauthorized Charges On Consumers’ Credit and Debit Cards

Still Having Wages Garnished by Mann Bracken Debt Judgment? Here is What to Do

June 21st, 2010. Published under Scams. No Comments.

According to an attorney that is suing Mann Bracken on behalf of a consumer, Cory Zaidel has stated that consumers that are under a wage garnishment by Mann Bracken should file a motion to quash (set aside) the garnishment as the money being garnished may not be going to the creditor or debt buyer that obtained a judgment against them. “The claims are mounting,” said Towson consumer attorney Cory L. Zajdel, who is representing a Howard County woman in a suit against Mann Bracken for allegedly unfair debt-collection practices. Consumers whose wages are still being docked should file paperwork to quash the garnishment with the court that handled the case, Zajdel said. Maryland’s district courts have the necessary forms, he said. His concern is that money going to the defunct Mann Bracken might not make it to the creditors. ~ Baltimore Sun In addition the court appoint receiver for now defunct Mann Bracken may sue ‘parties’ that may have caused the demise of Mann Bracken. My personal opinion (Allen Harkleroad, author of Stick it to Sue Happy Debt Collectors ) would be to file a motion to Quash and/or a Motion to Vacate any prior judgments that Mann Bracken may have obtained against consumers, especially judgments with wage garnishments.

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Still Having Wages Garnished by Mann Bracken Debt Judgment? Here is What to Do

Does Windows 7 Offer Increased Protection Against Brute Force Password Attacks?

May 26th, 2010. Published under Fraud, Scams. No Comments.

When you think of attacks on your computer you probably think of the attacks coming from intruders on the outside of your network. But, unless you are on a home network, then there are plenty of forces inside of your corporate network that would love to take it down. The person who tries to take it down may have several issues that are causing this behavior – They may be doing it for the money, meaning someone on the outside is paying them to cause damage to your internal network. Alternatively, they can be upset about the way that they were treated recently. When someone feels that they were wronged, sometimes they can take these types of hostile feelings to the extreme and attempt to retaliate against the company. This may lead them to doing something as boneheaded as trying to take down the company’s network. Even if they are not an advanced black hat hacker, they can find some of the tools that they will need to accomplish this over the internet – you do not need to be a genius hacker to be able to take down a network from the inside – all you need is that one right tool. Does Windows 7 Offer Sufficient Protection In This Area? One of the tools that an attacker from the inside would need is something that would allow them to get your password and username. The username may be a little easier to get than the password but, with the right software tool, the password is not that hard either. An attack that is easy for just the average person to pull off is called a brute force attack . Unfortunately, even though Windows 7 has prepared for a lot of attacks against its software, it is still susceptible to a brute force attack. A brute force attack is when a piece of software just starts to throw out random information in the hopes that it can find the password that an administrator has used to secure their system. It attempts to query the system over and over again until it guesses the right information. Once it does, it then saves the information and uses it at another time. There are different variations of a brute force, such as a dictionary attack , but no matter the variation it can prove to be a very effective attack for someone that is new to hacking. If you have been on the underground scene for a while then you would know that there are quicker ways to get into someone’s computer other than a brute force attack. A brute force attack would be the last option for someone who has had a lot of experience. Microsoft has increased its security a great deal with Windows 7 but a brute force attack may be hard for even them to stop. There are certainly ways to block it, but all a person needs is time and the right time pattern and then they can just make the attempts to guess the password look more natural. Try to make sure that your computer has limited access at work – you do not want anyone trying this with your workstation. Read more on Windows 7 Security Does Windows 7 Offer Increased Protection Against Brute Force Password Attacks? is a post from: Security FAQs

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Ethics Aside, Should You Hire A Known Black Hat Hacker To Protect Your Corporate Network?

May 25th, 2010. Published under Scams. No Comments.

Every day more and more computer networks are coming under attack and day by day those attacks are getting stronger. When most companies try to defend their networks they are always on the defensive side of the pitch. Although defense wins Superbowls, it does not cut it in the world of cyber security – it is the equivalent of putting a band aid on the person instead of them getting surgery. There needs to be new ways that a company can defend their networks from outside attacks. Power And Money One way that is proving to be successful is to hire reformed (and possibly criminal) black hat hackers to defend the company’s networks . Yes, there is a level of danger when someone does this but when it works, it really does seem to be the right solution. Back in the days, when a hacker would cross the dark line and become a black hat hacker, it would be because of the problem sets that were on the illegal side of the line. The problem sets on the dark side would seem more interesting to the person but they also got to feel a level of power as well. Now when a black hat hacker steps over that same line they do it for financial motivation for the most part. Due to the rise of interesting open source projects and more people hiring for software jobs, there are interesting legal problems that they can conquer. But the allure of quick money is just too much for many of these people to pass up. Black hat hackers used to have a code like many other criminals. Now, for many, there is no code and it is all about how much money they can get. Jobs For Hackers But the first time that a lot of these people get into trouble with the law as an adult, they suddenly decide to change their ways. Not all of them of course, but most of them that participate in this activity. Most people did it as a youth and they saw that they could make easy money but easy money doesn’t look too good when you have a possibility of facing prison. So your company can use this to your advantage and hire one of these smart young adults to work for you. Who would know the mind of a hacker better than them? Somebody who has the natural skills to be a world class hacker and someone who has to be trained to be one are in two different leagues. Having one who has turned away from the dark side to be with the good guys might be a good catch. Hiring someone like this should not be done lightly. There should be someone watching this person for a long probationary period. Even though you are giving this person a second chance does not mean that you should give them one hundred percent trust just yet. There is no reason to be foolish about this. If they keep clean for a long time and they do good work, then you might have really found a winner. Ethics Aside, Should You Hire A Known Black Hat Hacker To Protect Your Corporate Network? is a post from: Security FAQs

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Ethics Aside, Should You Hire A Known Black Hat Hacker To Protect Your Corporate Network?

The Nocebo Effect On The Web : Rise Of The Fake Antivirus

May 15th, 2010. Published under Fraud, Scams. No Comments.

If you’ve ever fallen foul of a computer virus then you will know just how big a problem they are, and how hard they are to remove. They also cause a huge amount of frustration, making your computer a nightmare to deal with. Therefore, if you believe you are infected with a virus right now, you may well be tempted to rush out and get any old antivirus program straight away. What if your computer now handily pops messages up onto your screen, telling you that you are infected, and offering the solution? Would you buy that solution so that you can put your mind at ease and fix your computer immediately? I hope not! The Nocebo Effect On The Web The reason why I say that is because what I described above is fake antivirus , not the real deal. Fake antivirus is a huge problem and it is growing rapidly. In fact, researchers at Google recently released a report called ‘The Nocebo Effect On The Web’ which discovered that have been an ever increasing number of cases in which users were tricked into purchasing fake antivirus software. Malware has been around pretty well since the web was first created and there are thousands, if not millions, of variants in circulation at any one time. It is incredible, then, to think that around 15% of all that malware is of the fake antivirus variety. So big is the problem that fake av is also pushed via malvertising (malware delivered through adverts on the web) to the point where it accounts for 50% of all such malvertising, a 500% increase on last year. Furthermore, according to the report, the number of domains that Google detected as hosting fake antivirus software went from 93 in January 2009 up to 587 in January 2010. Countering Fake Antivirus If you get duped into buying fake antivirus then the money you’ve thrown away may be only be one of many problems you encounter – such programs may themselves install further malware with the intention of stealing your identity and monitoring all of your web activity. Ironically, according to Google’s report, the most effective means of avoiding fake antivirus is to utilise some kind of virus detection mechanism in the first place. Naturally, you will want to avoid the scams and get a product from a reputable vendor – I’d recommend checking out my post about the best 10 antivirus programs of 2010 . The Nocebo Effect On The Web : Rise Of The Fake Antivirus is a post from: Security FAQs

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The Nocebo Effect On The Web : Rise Of The Fake Antivirus

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MyWorld Plus Unemployed, out of a Job because of Recession- Online Job Get Paid Next Week!

May 14th, 2010. Published under Unemployment. No Comments.

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Clicking the Emerald Slippers, Stealing Your Money – Big Government (blog)

April 23rd, 2010. Published under Political Scams. No Comments.

Clicking the Emerald Slippers, Stealing Your Money Big Government (blog) That's about Strike Five I think, given that not only does no one say any posited emission reductions—under Kyoto, or cap-and-trade legislation – would …

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I Left Facebook – Where Your Privacy is No Longer Private

April 21st, 2010. Published under Business Scams, Scams. No Comments.

Over the last couple of months Facebook has slowly been making changes that are slowly eroding Facebook users privacy, all in the name of greed. I used to laugh when people referred to the folks at Facebook as being “Corporate Money Whores”, after reading about the latest changes at Facebook I am inclined to agree with that general opinion. Facebook has become nothing more than a money generating machine at the expenses of it’s users (aka YOU). The latest changes exposes a good bit of users profiles even if they are marked private. Yesterday, Facebook announced an awesome new feature that lets anyone see your current city, hometown, education, work, likes, and interests, even if you’ve set your profile to private. Will this benefit individual users and their friends? Not unless the only thing you remember about your dear friend is that they enjoy leather-play and you’re willing to scroll through reams of headshots to find them. No, this new privacy erosion is for the real clients of Facebook: advertisers, and the data-mining minions that toil on their behalf. However, there are two ways to be totally private. – Consumerist Once upon a time, Facebook could be used simply to share your interests and information with a select small community of your own choosing. As Facebook’s privacy policy once promised , “No personal information that you submit to Facebook will be available to any user of the Web Site who does not belong to at least one of the groups specified by you in your privacy settings.” Today, Facebook removed its users’ ability to control who can see their own interests and personal information. Certain parts of users’ profiles, “including your current city, hometown, education and work, and likes and interests” will now be transformed into “connections,” meaning that they will be shared publicly. If you don’t want these parts of your profile to be made public, your only option is to delete them.” – Electronic Frontier Foundation Never mind the fact that you can’t block all Facebook apps at one time, but must block each one individually, ad nauseum. Never mind the fact that Facebook “social games” aren’t social at all (other than pestering your Facebook friends with updates), and try to extract money from you and give you nothing in return but some coinage that can’t be spent on anything but the game itself (social games are a billion dollar industry). Have you noticed that many games are essentially the same with only a slight name change? You, my friends are Facebook’s “Cash Cows”. Yesterday I deleted my Facebook account as I am tired of Facebook monetizing me to such a degree that I no longer feel comfortable or safe on the site. Facebook has become a huge disappointment that at one time had a lot of potential. Now that Facebook takes money over ensuring users safety and privacy I will no longer be a member. You only have three choices: deactivate your account in your Facebook account settings, sign up for Facebook and set your birth date to be under 18 or delete your Facebook account permanently (Facebook website) as I have. If you are tired of Facebook making money at the expense of your privacy I encourage you to dump Facebook and go outside, breath in some fresh air and enjoy the real world for a change.

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I Left Facebook – Where Your Privacy is No Longer Private

ortunities to obtai – wedding dresses

April 15th, 2010. Published under Tea Party. No Comments.

s. It can be used to buy anything from ships, to implants, to new characters, to …Buy Cheapest Aion Gold,Aion Money,Aion GP. Cheap Aion gold and Aion powerleveling here.Step by Step Aion gold making

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Beware of calls from 206-337-9266 – Big Money ATM Scammers

March 11th, 2010. Published under Business Scams, Fraud, Scams. No Comments.

I hate automated messages left on my answering machine. Last night I received a call from 206-337-9266 asking me if I needed money now. The message left by the scammers smelled all too much like a typical get rich quick scam. In the message they left a domain name (Big Money ATM .Com – i put spaces in it to prevent accidently hyperlinking). I pulled the domain registration for the domain and of course it is a private registration that hides the owners true identity. If the caller and owner were legitimate the domain “who is” record would display the actual owners. the scammers use GoDaddy registration and hosting services. It figures. Most of the email scams and robo-caller phone scams I see or hear all point back to GoDaddy.com hosting and domain registration services. If you get a call from 206-337-9266, report them to the Federal Trade Commission ( www.ftc.gov ). Maybe one day GoDaddy will actually enforce their terms of service and boot scammers like this.

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Beware of calls from 206-337-9266 – Big Money ATM Scammers

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Finding a Job in 2010, Job Search, and leaning hard on who you know not what you know.

March 9th, 2010. Published under Unemployment. No Comments.

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icon smile Finding a Job in 2010, Job Search, and leaning hard on who you know not what you know.

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“Liberals For Lindsey” List Grows – FITSNews

March 6th, 2010. Published under Political Scams. No Comments.

FITSNews “Liberals For Lindsey” List Grows FITSNews So … where is the money for this scam … err ad … coming from? We've got our people looking into the funding sources for the “American Values Network,” and … and more

Derivatives Market Still Unreformed, Which Crisis Will Be Next?: NYT – Huffington Post (blog)

March 5th, 2010. Published under Political Scams. No Comments.

Derivatives Market Still Unreformed, Which Crisis Will Be Next?: NYT Huffington Post (blog) Q. Since Derivatives are unregulated and with no oversight is IRS in on this are they paying taxes on this scam ? Q Do the Politicians pay taxes on the money …

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Derivatives Market Still Unreformed, Which Crisis Will Be Next?: NYT – Huffington Post (blog)

Recession Obsession in 2010

March 2nd, 2010. Published under Economic News. No Comments.

The economy cannot be sustained indefinitely; the pattern of ups and downs support in history supports this. Skittish consumers and conglomerate businesses can only have so much growth before the money that is in the system just does not exist to sustain it. The current recession is one being faced by a much younger workforce for

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From the Desk!: Monday, March 1, 2010 – WTVM

March 1st, 2010. Published under Money Order Scams. No Comments.

From the Desk!: Monday, March 1, 2010 WTVM MONEY ORDER SCAM : In a News Leader 9 exclusive investigation, Lindsey Connell is revealing the latest mail-order scam to hit our area. …

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From the Desk!: Monday, March 1, 2010 – WTVM

Federal Trade Commission Issues Report of 2009 Top Consumer Complaints – Debt Collection #2

February 24th, 2010. Published under Business Scams, Fraud, Scams. No Comments.

What bothers me the most is that debt collection complaints ranks number 2, the Federal Trade Commission received 119,549 complaints and only a handful of enforcement actions in 2009. As far as I am concerned the Federal Trade Commission is as useless as “tits on a boar hog” in regards to enforcing the FDCPA and FCRA. Congress needs to light a fire under the FTC or vote the new consumer protection agency into power. —- The Federal Trade Commission today released a report listing top complaints consumers filed with the agency in 2009. It shows that while identity theft remains the top complaint category, identity theft complaints declined 5 percentage points from 2008. The FTC is releasing a new animated video showing how people can file a complaint, and offers examples of what complaints the FTC handles. To watch the video, visit http://ftc.gov/multimedia/video/scam-watch/file-a-complaint.shtm (also available in Spanish at http://ftc.gov/multimedia/video/scam-watch/file-a-complaint_es.shtm ). The report breaks out complaint data on a state-by-state basis and also contains data about the 50 metropolitan areas reporting the highest per capita incidence of fraud and other complaints. In addition, the 50 metropolitan areas reporting the highest incidence of identity theft are noted. The top complaints were: Rank | Category

Defeat cap and trade legislation – StandardNet

February 2nd, 2010. Published under Fraud, Political Scams. No Comments.

The Money Times Defeat cap and trade legislation StandardNet Nevertheless, cap-and-trade legislation has sailed through the House and awaits Senate action. It must be defeated along with efforts to fund the United … Leake and the London Times: Climate Scientists thwarted FOIA Big Government (blog) Gladstone Republican thinks climate science is 'fraudulent' Pitch Weekly (blog) Global Warming Makes the Case Against Global Government Canada Free Press Hot Air (blog) all 89 news articles