Lionheart Group Scam Prevention Toolkit » debt

Unemployed? Suck it Up

Sat, 07 Jan 2012 02:35:17 +0000

slyurl.co Unemployed? Suck it Up Get the latest, most up to date information on benefits and help with the situations that you’re facing today as well as the possible serious situations you will be facing in the future.

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Unemployed? Suck it Up

Republicans To Unemployed: You’re Spoiled, Drug-Taking Hobos & Animals, Who Shouldn’t Breed.

Mon, 26 Dec 2011 02:38:35 +0000

slyurl.co Republicans To Unemployed: You’re Spoiled, Drug-Taking Hobos & Animals, Who Shouldn’t Breed. Get the latest, most up to date information on benefits and help with the situations that you’re facing today as well as the possible serious situations you will be facing in the future.

See more here:
Republicans To Unemployed: You’re Spoiled, Drug-Taking Hobos & Animals, Who Shouldn’t Breed.

Tonight: Latest on the debt debate – CNN (blog)

Sat, 30 Jul 2011 06:56:04 +0000

Tonight: Latest on the debt debate CNN (blog) Denms, and shame on Harry /reid and the senate for not at least trying to discuss cut, cap & trade , which is far better than /Boehner's bill.. The UK is in trouble becasue of just such Socialistc leanings as MR, Morgan.. Go back to Britain. … and more

Bud Hibbs Wants Your Junk Debt Buyer Affidavits from Debt Collection Lawsuits

Sat, 23 Apr 2011 14:41:00 +0000

Bud Hibbs is attempting to collect affidavits to show that junk debt buyers engage in signing documents where they claim to have firsthand knowledge of the accounts and that these affidavits are routinely

Announcement of Filing a Class Action Lawsuit Against Portfolio Recovery Associates, LLC for Alleged Violations of The Telephone Consumer Protection Act

Tue, 19 Apr 2011 23:58:56 +0000

The law firms of Turner Law Offices, LLC and Arcadier & Associates, P.A. have filed a Class Action lawsuit against Defendant Portfolio Recovery Associates, LLC (“PRA”) in the United States District Court for the Middle District of Florida on behalf of all persons in the State of Florida who, since February 18, 2011, received a non-emergency telephone call from PRA to a cellular telephone through the use of an automatic telephone dialing system or an artificial or prerecorded voice and who did not provide prior express consent for such calls during the transaction that resulted in the debt owed. The action is captioned Karen Harvey et al. v. Portfolio Recovery Associates, LLC, and is numbered 6:11-CV-00582. The law firms of Turner Law Offices, LLC and Arcadier & Associates, P.A. have filed a Class Action lawsuit against Defendant Portfolio Recovery Associates, LLC (“PRA”) in the United States District Court for the Middle District of Florida on behalf of all persons in the State of Florida who, since February 18, 2011, received a non-emergency telephone call from PRA to a cellular telephone through the use of an automatic telephone dialing system or an artificial or prerecorded voice and who did not provide prior express consent for such calls during the transaction that resulted in the debt owed. The action is captioned Karen Harvey et al. v. Portfolio Recovery Associates, LLC, and is numbered 6:11-CV-00582. According to the Complaint, PRA violated the Telephone Consumer Protection Act (“TCPA”) by using automatic dialing systems and/or an artificial or prerecorded voice to contact cell phone users about purported debts without their prior consent. As described in the Complaint, Ms. Harvey, the named plaintiff in the action, was repeatedly contacted since February 18, 2011 on her cell phone about a purported credit card debt. The plaintiff never consented to those calls, nor did she provide PRA with her telephone number. Under the TCPA, PRA could be ordered to pay attorneys’ fees, litigation expenses and costs of the lawsuit, and statutory damages of $500 for each negligent violation, and/or $1,500 for each knowing and/or willing violation. According to the Complaint, the potential Class Members are estimated to number in the tens of thousands. Additionally, the complaint alleges collective damages exceeding five million dollars ($5,000,000). The Attorneys who have filed the lawsuit have significant experience litigating high profile and collective action cases on behalf of consumers and plaintiffs. Henry A. Turner , Esq., MBA from Turner Law Offices, LLC concentrating in consumer rights litigation, is a trial attorney with twenty years of experience and has been successful in recovering millions of dollars for consumers including a $2,950,000 Class Action Settlement with Pitney Bowes, Inc. in a case involving the Telephone Consumer Protection Act, Martin K. O’Toole et al. v. Pitney Bowes, Inc.; United State District Court for the Northern District of Georgia; Case No. 1:08-CV-1645. Maurice Arcadier , Esq., MBA from Arcadier and Associates, P.A. is also an experienced trial attorney with 14 years of experience and board certified by the Florida Bar. Mr. Arcadier likewise brings class action experience and is currently co-counsel in a high profile collective action case against Florida Power and Light , Romero v. Florida Power and Light Company, Case No.: 6:09-cv-1401, in the Middle District of Florida. Indeed, with the combined experience, background and resources of the Turner Law Office and Arcadier and Associates, many consumers in Georgia and Florida may receive protection from the unsolicited calls as well as $1,500.00 for each call they received. If there are any consumers who likewise have received unsolicited calls, they may contact any of the attorneys below. While the cases only address claims in Georgia and Florida at this time, the alleged violations may be occurring nationwide and any consumer who is experiencing the type of calls described above from Portfolio Recovery or other debt collectors are encouraged to contact the law offices below or an attorney of your choosing. For further information please contact: Henry A. Turner, Esq., MBA TURNER LAW OFFICES, LLC 403 W. Ponce de Leon Avenue Decatur, Georgia 30030 (404) 261-7787 hturner(at)tloffices(dot)com http://www.tloffices.com or Maurice Arcadier, Esq., MBA ARCADIER AND ASSOCIATES, P.A. 2815 W. New Haven, #304 Melbourne, Fl. 32904 T: 321-953-5998 F: 321-953-6075 arcadier(at)wamalaw(dot)com http://www.wamalaw.com

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Announcement of Filing a Class Action Lawsuit Against Portfolio Recovery Associates, LLC for Alleged Violations of The Telephone Consumer Protection Act

Regulators Collect $2.2 Million from Kirkland Young LLC, Bans them From Mortgage Relief Business

Tue, 12 Apr 2011 00:18:06 +0000

Under a settlement with the Federal Trade Commission, two companies and three individuals are banned from the mortgage relief services business and must relinquish $2.2 million in assets for consumer refunds. The action is part of the FTC’s ongoing effort to stop scams that target financially strapped homeowners seeking mortgage relief. In November 2009, the FTC alleged that Kirkland Young LLC and its manager, David Botton, misrepresented themselves as consumer mortgage lenders, servicers, or their affiliates, and falsely promised they would modify consumers’ loans and make their mortgage payments more affordable. The court halted the operations and froze the defendants’ assets pending resolution of the case. The following month, the FTC added Botton’s sister, April Botton Krawiecki; their father, Samy Botton; and Attorney Aid LLC as defendants. In addition to banning the defendants from selling mortgage relief services, the settlement announced today permanently prohibits them from misleading consumers about financial-related goods and services, such as misrepresenting loan or refund terms, affiliation with any person or government entity, and the ability to improve someone’s credit history. The settlement bars the defendants from selling or otherwise disclosing customers’ personal information, enforcing contracts with mortgage relief clients, and violating the Telemarketing Sales Rule. The settlement imposes a $6.1 million judgment that will be suspended when Samy Botton has paid $300,000; David Botton has surrendered certain assets, including a condo, a car, and a boat; April Botton Krawiecki has surrendered a condo; and Kirkland Young LLC and Attorney Aid LLC have surrendered all of their assets, worth $2.2 million. The FTC recently issued the Mortgage Assistance Relief Services Rule , which bans providers of mortgage foreclosure rescue and loan modification services from collecting fees until homeowners have a written offer from their lender or servicer that they decide is acceptable. Because the defendants’ claims predated the Rule, the FTC did not allege any violations of the Rule in this case. The Commission vote approving the proposed consent order was 5-0. It is subject to court approval. The FTC filed the proposed consent order in the U.S. District Court for the Southern District of Florida. The FTC acknowledges the assistance of the Offices of Attorney General in Florida and Ohio in this matter. Click here for facts about how consumers can help save their home from foreclosure and avoid scams. Source: FTC Federal Trade Commission v. Kirkland Young, LLC, a limited liability company, David Botton, individually and as a manager of Kirkland Young, LLC. (United States District Court Southern District of Florida) Civil Action No. 09-CV-23507 FTC File No. 092 3162

Audio of West Asset Management Debt Collector Abusing Consumer – West Asset Management Fined 2.8 Million

Mon, 21 Mar 2011 15:07:00 +0000

Debt Collector West Asset Management to Pay a Record 2.8 Million for Abusing Consumers

Thu, 17 Mar 2011 00:58:00 +0000

A leading debt collection company has agreed to pay a civil penalty of $2.8 million to settle Federal Trade Commission charges that its aggressive collection techniques violated federal law. As part of its efforts to protect consumers affected by the struggling economy, the FTC alleged that West Asset Management, Inc. violated the FTC Act and Fair Debt Collection Practices Act. According to the FTC’s complaint , thousands of consumer complaints have been filed against West Asset Management Inc., which employs 1,500 debt collectors in 13 states and one offshore location. West Asset Management debt collectors allegedly violated the Fair Debt Collection Practices Act by calling consumers multiple times each day, often regarding accounts that did not belong to them, and sometimes using rude and abusive language. The FTC further charged that West Asset Management also illegally disclosed the existence of consumers’ debts to third parties and ignored consumers’ written demands that West Asset Management stop calling them. The company also allegedly withdrew funds from consumers’ bank accounts or charged their credit cards without consent and falsely claimed that consumers would be sued, arrested, or have their property seized for nonpayment of their debt. In addition, the FTC alleged that West Asset Management falsely claimed that partial payments would be accepted as full settlement on accounts and that negative information would stay on consumers’ credit reports until debts were paid. According to the complaint, West Asset Management has collected on more than 24 million accounts on behalf of clients in the healthcare, telecommunications, consumer credit, and government service industries. The settlement imposes a $2.8 million civil penalty, which is the largest civil penalty obtained by the FTC in a debt collection case. The settlement order permanently prohibits West Asset from using false, deceptive or unfair debt collection tactics, including: Misrepresenting itself as a law firm or that its collectors are attorneys; Misrepresenting that debtors will be arrested or have their property seized if they don’t pay; Threatening actions that would be illegal, or actions that the company has no intention of taking; Making false statements to collect a debt or obtain information about a consumer; Withdrawing funds from consumers’ bank accounts or charging their credit cards without their consent; Depositing postdated checks before the date on the check, or threatening to do so; Revealing to third parties that a consumer owes a debt; Asking a third party for a consumer’s location information more than once without the third party’s consent or a reasonable belief that the person’s earlier response was wrong or incomplete and that the person now has correct location information; Calling consumers before 8 a.m. or after 9 p.m., or at their workplace; Communicating with a consumer after receiving written notice that the consumer refuses to pay or wants the collector to stop calling; and Using obscene or profane language, or harassing consumers with repeated phone calls. Source: FTC United States of America, Plaintiff, v. West Asset Management, Inc., Defendant (United States District Court for the Northern District of Georgia) Case No. 1:11-cv-0746 File No. 0723006

Man Can Sue for FDCPA Violation – Debt Collector Filed Suit in Wrong Jurisdiction

Tue, 08 Mar 2011 16:48:00 +0000

Jonathan Hess of Clay New York won the right to peruse debt collection law firm Cohen & Slamowitz for violations of the Fair Debt Collection Practices Act (FDCPA). Cohen & Slamowitz filed a collection lawsuit against Mr. Hess in an improper jurisdiction. The U.S. Court of Appeals in New York reversed a lower courts ruling which allows Mr. Hess to continue his FDPCA lawsuit against the law firm. “The initial lawsuit against Hess was filed in Syracuse City Court by Woodbury-based Cohen & Slamowitz on behalf of Midland Funding. Hess hired lawyer Anthony Pietrafesa, who challenged the lawsuit on jurisdictional grounds because none of the parties resided in Syracuse or a contiguous town as required by law.” ~ Syracuse.com Debt collectors must file debt lawsuits in the judicial district in which the defendant resides. Failure to properly files in the proper venue and jurisdiction should result in a dismissal of such lawsuits. In my opinion the filing of a lawsuit in an improper jurisdiction could quite possibly be a violation of the FDCPA, as it is false or misleading.

Kudos to Attorney David Larson for Targeting Debt Collector Portfolio Recovery

Tue, 01 Mar 2011 16:50:00 +0000

Portfolio Recovery Associates (stock ticker PRAA)

Lionheart Group Scam Prevention Toolkit » debt

Unemployed? Suck it Up

Republicans To Unemployed: You’re Spoiled, Drug-Taking Hobos & Animals, Who Shouldn’t Breed.

Tonight: Latest on the debt debate – CNN (blog)

Bud Hibbs Wants Your Junk Debt Buyer Affidavits from Debt Collection Lawsuits

Announcement of Filing a Class Action Lawsuit Against Portfolio Recovery Associates, LLC for Alleged Violations of The Telephone Consumer Protection Act

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Regulators Collect $2.2 Million from Kirkland Young LLC, Bans them From Mortgage Relief Business

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Audio of West Asset Management Debt Collector Abusing Consumer – West Asset Management Fined 2.8 Million

Debt Collector West Asset Management to Pay a Record 2.8 Million for Abusing Consumers

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Man Can Sue for FDCPA Violation – Debt Collector Filed Suit in Wrong Jurisdiction

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Kudos to Attorney David Larson for Targeting Debt Collector Portfolio Recovery

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