Tag Archives: country
How to Cope in the Tough Economic Times
February 25th, 2010. Published under Economic News. No Comments.
Everybody knows by now of course that the economy has not been doing very well in recent years. All over the country the middle class have to cut back on things that are not necessary in order to save money in these uncertain times. Filing bankruptcy and foreclosure has been a massive issue in recent
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How to Cope in the Tough Economic Times
EU approves revised ETS rules to combat cyber crime – EurActiv
February 18th, 2010. Published under Fraud, Political Scams. No Comments.
EU approves revised ETS rules to combat cyber crime EurActiv Last summer, wide-spread VAT crime was unveiled, whereby fraudsters bought carbon credits in one country without VAT, then sold them in another country with …
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EU approves revised ETS rules to combat cyber crime – EurActiv
Terrorists Civil Trials will reveal the hyporisy behind our laws that
February 12th, 2010. Published under Tea Party. No Comments.
I want to thank this administration we have in charge of our country to show the illigitmate hypocrisy of our own laws. All this talk about giving war criminals the rights of an open trial in public
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Terrorists Civil Trials will reveal the hyporisy behind our laws that
New Zealand Basks in the Success of Avatar
January 29th, 2010. Published under Economic News. No Comments.
Avatar, the most expensive and the largest grossing movie ever made, has given a big boost to the New Zealand (NZ) film industry and the economy as a whole. The 3D mega visual has delivered USD $218mn to the NZ economy while it was made in the country as against the politically criticized grant of
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New Zealand Basks in the Success of Avatar
Have We Hit the Bottom?
January 18th, 2010. Published under Economic News. No Comments.
I was speaking last week with a long-time friend who is a senior executive with one of the major banks in the country. He told me that the new strategy for his bank (and the other big ones are on the same track) is to create loans that amortize over a 25-year period instead of
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Have We Hit the Bottom?
First thoughts: Disaster in Haiti – msnbc.com
January 13th, 2010. Published under Political Scams. No Comments.
First thoughts: Disaster in Haiti msnbc.com Whether it's HCR, cap and trade , the apology tour, or just the sheer magnitude of government deficit spending, folks all across the country are just saying … and more
Lost Job To Foriegn Trade… What is TAA?
January 6th, 2010. Published under Unemployment. No Comments.
We all hear that jobs are being lost to cheaper labor in countries outside of the USA. We rarely hear about follow-up stories about the actual workers that lost their jobs. Monica Calderon of Southern California was a mid-level senior management professional working in an apparel company. Her company was sold and her division was moved to another country. Because of this, she is eligible to a special unemployment benefits program called The Trade Adjustment Assistance Program. The TAA …
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Lost Job To Foriegn Trade… What is TAA?
Warcraft, who cares?
January 4th, 2010. Published under Tea Party. No Comments.
Looks like we’re going to get some interruption on this blog from those who truly care about WarGames and such. As if this country has more to worry about than WarGames for kids to play. It seems as
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Warcraft, who cares?
Upon this bloated government – the pandemic scam
January 2nd, 2010. Published under Tea Party. No Comments.
How many times can a government official cry wolf and have people react as if he was telling the truth?The answer to that question is still being played out in Our great Country as the un-representati
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Upon this bloated government – the pandemic scam
The Curbstoning Auto Scam
January 1st, 2010. Published under Fraud, Scams. No Comments.
Curbstoning refers to auto dealers who try to bypass the law by selling their vehicles on the street, by pretending to be private sellers. In this auto scam dishonest car dealers use curbstoning as a means of circumventing their state laws which govern the sale of cars. Most states have limits in place with regards to how many vehicles a person may buy and sell in a particular time frame before being required to be a licensed car dealer. The big disadvantage of being licensed, to these people, is that licensed car dealers have to meet certain requirements in order to stay in business. Curbstoners, because they appear to be private sellers, do not have any such restrictions to work within. Inferior Cars Often, a curbstoning car dealer will utilise this scam in order to offload the type of vehicle they would struggle to sell through their dealership. Whatever part of the country you live, or wherever in the world for that fact, you have probably seen this scam in operation on a street corner near you. There will be several cars for sale in the same place, often parked along the curb, hence the name ‘curbstoners’. Typically, these cars will be ones with problems, that are hard for the dealers to sell through their official businesses. Additionally, cars bought at the roadside may have had their clocks rolled back ( odometer fraud ). ‘Internetstoning’ Popular internet sites, such as eBay, have proven to be popular with curbstoners. This is because they often afford the seller a great deal of anonymity, making it difficult for disgruntled purchasers, and government agencies alike, to track them down. Internet adverts for lemon autos allows the scammer to utilise a few different techniques in order to increase their chances of selling their vehicles. Poor resolution photographs are often used as they can hide a multitude of sins, from dents to rust, and many others besides. Another often used tactic in online sales is affinity fraud. Avoiding Curbstoning Scams Whilst there are laws in place that prohibit curbstoning, they are rarely enforced or prosecuted. Likewise, eBay cannot keep up with the problem either – if detected, a scammer will just close an account and start again with a new id. Therefore, vigilance is the key if you wish to avoid buying a car that – may have had it’s odometer rolled back could be stolen has previously been written off or damaged has someone else’s credit outstanding on it has been designated as being for export only If you really must buy a car off the street, or via an online auction then take care. Verify the seller’s identity, get any guarantees or representations in writing and, if possible arrange a viewing (with a mechanic) in advance. The Curbstoning Auto Scam is a post from: Scam Types dot Com Check out The Best Internet Security Programs Of 2009
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The Curbstoning Auto Scam
Americans Hunkering Down For a Chilly Economy
December 27th, 2009. Published under Economic News. No Comments.
According to recent polls, more Americans would rather see the government work on the economy then work on the environment. The economy remains at the forefront of Americans’ minds and tops the list of concerns. Despite the empirical evidence that the economy is on the mend, people across the country still feel the effects of
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Americans Hunkering Down For a Chilly Economy
Copenhagen talks to resume as boycott called off – CTV.ca
December 14th, 2009. Published under Political Scams. No Comments.
CTV.ca Copenhagen talks to resume as boycott called off CTV.ca Prentice wants a cap and trade system… but what do Canadians want? Something that affects every single man woman and child in the country should be put to … and more
Readers are closely split on climate change issue – Rochester Business Journal
December 11th, 2009. Published under Political Scams. No Comments.
Reuters Readers are closely split on climate change issue Rochester Business Journal But the damage that will be done to this country economically if CAP and Trade is enacted can be measured. It may turn the US back into a third world … Climate storm rages in Denmark Times LIVE Adrian macnair: Let the Copenhagen wealth transfer begin National Post all 7,409 news articles
Obama’s New Stimulus Package is Worth Almost $900 Billion Dollars – What’s it Worth For You?
December 11th, 2009. Published under Economic News. No Comments.
The Federal Government has created a new stimulus package worth almost $900 billion dollars in hopes of getting the country on its feet again. Obama’s defense to allowing such a large amount for his plan comes to the fact that the country will be losing a whole lot more if something is not done and
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Obama’s New Stimulus Package is Worth Almost $900 Billion Dollars – What’s it Worth For You?
Rush: Obama "has a huge problem with this country and has for his entire life" – Media Matters for America
November 24th, 2009. Published under Political Scams. No Comments.
Rush: Obama “has a huge problem with this country and has for his entire life” Media Matters for America Nothing is real in the cap-and-trade legislation. Nothing is real about the stimulus package. Nothing is real about the TARP bailout. …
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Rush: Obama "has a huge problem with this country and has for his entire life" – Media Matters for America
A line is being drawn in the Sand.
November 24th, 2009. Published under Tea Party. No Comments.
Well, the line is being drawn in the sand and those who love truth and honesty over the political correctness that is destroying this country are of all beliefs, faiths and parties. It’s as God inten
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A line is being drawn in the Sand.
1 Million Jobs to Disappear
November 19th, 2009. Published under Unemployment. No Comments.
60 years. Only a handful of sectors have added jobs: education, health care and government. The people on the front lines of the job search know firsthand just how bad it really is. In New York City, where 6.6 percent of the workforce is unemployed, nearly 4000 people lined up for a job fair this week. “I work on it every day,” job seeker Juliet Giamartino said. “My husband works on it every day. You got to put in to get out.” Economists have predicted that the country, stuck in a …
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1 Million Jobs to Disappear
One Mans Opinion of the sadness of Fort Hood
November 6th, 2009. Published under Tea Party. No Comments.
As our country mourns over the tradgedy that touched all Americans, we must look back at WWII, and wonder how wise were the leaders of this nation when they interned Japaneese into camps? Though many
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One Mans Opinion of the sadness of Fort Hood
The surpression of Truth from a liberal political front
October 14th, 2009. Published under Tea Party. No Comments.
Well, it looks like Rush Limbaugh’s money is worth nothing to those who love their money and politics over this country. How ironic, this political affront to anyone who doesn’t think as they do. Ye
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The surpression of Truth from a liberal political front
The tattoo challenge. Details.
October 14th, 2009. Published under Unemployment. No Comments.
A tattoo isn’t going to solve your problems, it will be an additional challenge. Don’t be surprised when it adds to the reasons people view you with suspicion. It isn’t enough to keep you unemployed, but it won’t help. Still, I want you to get one, to take on this burden for freaks everywhere, because the less respectable are now a minority it is ok to discriminate against, and this country need not be a nation of bigots. … tattoo work unemployment job search additional challenge …
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The tattoo challenge. Details.
Plight of the Garment Workers in Bangladesh
October 4th, 2009. Published under Economic News. No Comments.
Exploitations of industrial workers are not new in our country, it is been happening for decades. Guided by the lust of more profitability the owners of the industries exploit their workers by giving less wages, deny overtime payments, deprive them of bonuses and even no payment of salaries, Finding no other alternative to realize their
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Plight of the Garment Workers in Bangladesh
Minorities
September 26th, 2009. Published under Tea Party. No Comments.
I listen everyday to some minority complaining.GET a clue people!!We are ALL minorities.There is not a man or woman that is not part of atleast one..This country is Made up of them..We are White, Blac
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Minorities
Enough
September 22nd, 2009. Published under Tea Party. No Comments.
Ok people ENOUGH!!This is America..Not Mexico, Russia, Iraq, Iran or any other country..You came here, we didn’t ask you to come..You came here to escape your country for whatever reason..Fine.. Great
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Enough
FTC Announces New Enforcement Actions In Continuing Crackdown On Mortgage Relief Services Scams
September 17th, 2009. Published under Fraud, Scams. No Comments.
The Federal Trade Commission today announced two new law enforcement actions in a continuing crackdown on mortgage foreclosure rescue and loan modification scams, bringing to 22 the number of these cases the Commission has filed since the housing crisis began. The FTC also announced developments in similar pending mortgage-related actions. “Today’s challenging economy presents an opportunity for con artists who prey upon financially distressed consumers. The Federal Trade Commission and our state and federal partners will continue to bring law enforcement actions to stop this insidious fraud,” FTC Chairman Jon Leibowitz said. “If you’re worried about keeping your home, avoid any company that asks for a large fee in advance, guarantees that they’ll stop a foreclosure or modify a loan, or tells you to stop paying your mortgage company and to pay them instead.” The FTC’s announcement accompanied a meeting of federal and state officials including Chairman Leibowitz, Treasury Secretary Timothy Geithner, Attorney General Eric Holder, Department of Housing and Urban Development Secretary Shaun Donovan, and the state attorneys general from eleven states (Arkansas, Connecticut, Illinois, Iowa, Maryland, Missouri, Nevada, North Carolina, Ohio, Rhode Island and Washington). These federal and state officials met in Washington, D.C., to discuss emerging trends and ongoing efforts against fraud in the mortgage marketplace. In addition to law enforcement, the FTC discussed its ongoing rulemaking proceeding involving mortgage modification services and continuing efforts to educate consumers about avoiding mortgage-related scams. In today’s two new announced FTC actions, the defendants allegedly falsely claimed that they would obtain a mortgage modification in virtually all cases. According to the FTC’s complaints, after charging homeowners large up-front fees, the defendants often did little or nothing to help them renegotiate their mortgages or stop foreclosure. The FTC seeks to stop the defendants’ deceptive claims and make them forfeit their ill-gotten gains. Nations Housing Modification Center and its principals allegedly violated the FTC Act and the FTC’s Telemarketing Sales Rule by misrepresenting themselves as a federal government agency or affiliate and falsely claiming that, in return for a $3,000 fee – half due up-front and half due two weeks later – they would obtain mortgage modifications that would make consumers’ loan payments substantially more affordable in virtually every instance. According to the FTC, the defendants also falsely claimed a 90 percent success rate, that only selected customers meeting certain qualifications were offered a loan, and that they had attorneys and forensic accountants on staff. In fact, the FTC alleges that very few homeowners got modifications, the defendants accepted advance fees for services from all applicants, and they had neither lawyers nor accountants on staff. According to the FTC’s complaint, the defendants solicited consumers by mail designed to look as if it came from a federal government agency, deceptively stating, “a bill has been passed by Congress” that “allows the Nations Housing Modification Center to provide relief for homeowners that are delinquent on their mortgage through the Nations Home Affordable Modification Program.” The defendants also allegedly made misleading statements on their Web site and with consumers who called their toll-free number. The complaint alleges that consumers were misled because the defendants’ promotion is very similar to the real government “Making Home Affordable” program that provides free mortgage loan assistance. The defendants are Federal Housing Modification Department, Inc., doing business as Nations Housing Modification Center and Loan Modification Reform Association, and Michael A. Trap, Glenn S. Rosofsky, and Bryan P. Rosenberg. The Commission vote to file the complaint was 4-0. The complaint was filed in the U.S. District Court for the District of Columbia on September 16, 2009. The FTC appreciates the assistance of the Office of the Special Inspector General for the Troubled Asset Relief Program, the office of Jim Freis, Director of the Financial Crimes Enforcement Network of the U.S. Department of the Treasury, and the office of Bonnie M. Dumanis, District Attorney, County of San Diego, California, in this matter. Infinity Group Services and its president are charged with violating the FTC Act by falsely representing that they would obtain a loan modification in all, or virtually all, instances; that they would give full refunds if they failed to do so; and that they would obtain loan refinancing for an up-front fee of $995. According to the FTC’s complaint, the defendants’ radio ads and Web site urged consumers to call a toll-free number. Once consumers called, the defendants’ sales personnel promised that, in return for the up-front fee, the company would help them modify their mortgage loans through the Department of Housing and Urban Development’s Hope for Homeowners program. The defendants claimed a high success rate and offered a full refund if they failed. The FTC alleges that the company often failed to obtain loan modifications and either failed to answer or return consumers’ telephone calls or update them about their status. When consumers were able to contact the defendants, they were falsely told that negotiations were proceeding smoothly or that lenders had caused a delay. In many instances, consumers received refunds only after repeatedly complaining to the FTC, the California Attorney General’s Office, or the Better Business Bureau. The FTC’s complaint further alleged that the defendants also offered mortgage loan refinancing for a “flat fee” of $995 but then sought additional fees ranging from $2,000 to $15,000. In other instances, consumers were led to believe that they had closed on their loans but were later told by the defendants that the loan would not be funded. According to the complaint, the defendants’ Web site stated that there were no hidden costs, but a fine-print footnote stated, “Rates, Fees and Terms are subject to change.” The defendants are Infinity Group Services, also doing business as IGS, Hope to Homeowners, ASK IGS, and ASK IGS, Inc., and the company’s president, Kahram Zamani. The Commission vote to authorize staff to file the complaint was 4-0. The complaint was filed in the U.S. District Court for the Central District of California, Southern Division, on August 26, 2009. The FTC also announced developments in four previously filed foreclosure rescue cases: The FTC has obtained a stipulated federal court order barring Lucas Law Center and its principals from misrepresenting their services and charging up-front fees. The defendants allegedly used an attorney to circumvent California prohibitions against receiving a fee before providing any services. In addition to falsely representing that they would obtain mortgage loan modifications, the defendants allegedly told some homeowners to stop paying their mortgage in order to pay the defendants’ fees of up to $3,995. The order announced today bars the defendants’ allegedly deceptive practices, pending a trial, and requires them to disable Web sites offering their services and to note the FTC’s lawsuit and the order on the Web sites. The order also requires domain name registrars to prevent any changes to the defendants’ Internet domain name registrations. The order names a permanent receiver over the corporate defendants, extends an earlier asset freeze, and bars the defendants from filing for bankruptcy without the court’s permission. The FTC ultimately seeks consumer restitution and a permanent bar on the defendants’ deceptive practices. The defendants are LUCASLAWCENTER “INCORPORATED,” Future Financial Services, LLC, Paul Jeffrey Lucas, Christopher Francis Betts, and Frank Sullivan. The complaint was filed in the U.S. District Court for the Central District of California, Southern Division, on July 7, 2009. (see July 15, 2009, press release http://www.ftc.gov/opa/2009/07/loanlies.shtm ) The stipulated order was entered on August 24, 2009. The FTC has obtained a preliminary injunction halting the allegedly deceptive practices of United Credit Adjusters Inc., The Loan Modification Shop, Ltd. , and their principals, and freezing their assets, pending a trial. The Commission recently filed an amended complaint in this matter, adding as defendants The Loan Modification Shop, Ltd. and Casey Lynn Cohen, also known as Casey Lynn Collins, alleging that they and one of the original defendants, Ezra Rishty, misrepresented that they would help consumers obtain a mortgage loan modification or stop foreclosure in all or virtually all instances. The FTC’s original complaint, filed in February 2009, charged seven corporate and three individual defendants with falsely promising to remove negative information from consumers’ credit reports (even information that is accurate and current), charging an up-front fee, and failing to provide written disclosures. (see March 17, 2009, press release http://www.ftc.gov/opa/2009/03/unitedcredit.shtm .) The original defendants are United Credit Adjusters, Inc., doing business as United Credit Adjustors and UCA; United Credit Adjustors, Inc., d/b/a United Credit Adjusters and UCA; United Counseling Association, Inc., d/b/a UCA; Bankruptcy Masters Corp., National Bankruptcy Services Corp., Federal Debt Solutions, Ltd., United Money Tree, Inc., and Ahron E. Henoch, Ezra Rishty, and Gerald Serino, also known as Jerry Serino. The Commission vote authorizing the staff to file the amended complaint was 4-0. The amended complaint was filed in the U.S. District Court for the District of New Jersey on August 4, 2009. The court entered a preliminary injunction as to all of the defendants on September 1, 2009. The FTC has obtained preliminary injunctions halting the allegedly deceptive practices of Loss Mitigation Services and its principals, pending a trial. Primarily through direct mail solicitation, the defendants allegedly targeted consumers whose mortgage payments have increased, who have made late payments, and whose homes were in foreclosure. They charged up to $5,500 in advance and promised that a loan modification was assured or virtually assured if consumers hired them. The defendants also misrepresented that they were a department of, or affiliated with, the consumer’s lender or mortgage servicer. In many cases, they failed to obtain loan modifications for consumers, some of whom lost their homes while waiting for the promised results. The defendants are Loss Mitigation Services, Inc., Synergy Financial Management Corporation, doing business as Direct Lender, and Dean Shafer, Bernadette Perry, and Tony Perry. The complaint was filed in the U.S. District Court for the Central District of California on July 13, 2009. (see July 15, 2009, press release http://www.ftc.gov/opa/2009/07/loanlies.shtm ) The litigated preliminary injunction as to the corporate defendants and the stipulated preliminary injunction as to the individual defendants were filed on August 19, 2009. The FTC has filed an amended complaint in its action pending against Hope Now Modifications, LLC, adding as defendants Michael Kwasnik, Esq. and The Law Firm of Kwasnik, Rodio, Kanowitz & Buckley P.C. The original complaint, filed in March 2009, alleged that the defendants misled consumers about their ability to provide mortgage loan modification and foreclosure relief or to provide refunds if they failed to do so, and misrepresented that they were affiliated with, or part of, the HOPE NOW Alliance, a non-profit organization endorsed by the U.S. Department of Housing and Urban Development. The amended complaint also alleges violations of the Telemarketing Sales Rule. The Commission vote authorizing the staff to file the amended complaint was 4-0. The complaint and amended complaint were filed in the U.S. District Court for the District of New Jersey on March 17, 2009, and September 14, 2009, respectively. (see March 24, 2009, press release http://www.ftc.gov/opa/2009/03/newhope.shtm ) The FTC asks homeowners to report foreclosure rescue and mortgage modification scams to FTC.gov or by calling 1-877-FTC-HELP. The FTC makes those complaints available to federal, state, and local law enforcement through the Consumer Sentinel Network. Homeowners in distress can get free help from the Homeowner’s HOPE Hotline 888-995-HOPE (4673), which connects homeowners to HUD-certified housing counselors. In addition to the FTC’s law enforcement efforts, the agency has initiated a rulemaking proceeding to address the proliferation of companies offering mortgage modification services to determine whether new rules could be useful to protect consumers. The FTC also launched new initiatives to educate consumers on avoiding these scams. For example, the Commission has released a video, “ Real People. Real Stories ,” featuring people targeted by foreclosure rescue scammers sharing lessons learned from their experiences. The FTC is distributing the video, and a version in Spanish, to more than 5,000 housing counseling and consumer protection organizations around the country, and posting them at FTC.gov/yourhome and YouTube.com/FTCVideos . The Commission’s mortgage-related resources are available at www.ftc.gov/moneymatters . NOTE: The Commission authorizes the filing of a complaint when it has “reason to believe” that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. The complaint is not a finding or ruling that the defendants have actually violated the law. The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 1,500 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s Web site provides free information on a variety of consumer topics .
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FTC Announces New Enforcement Actions In Continuing Crackdown On Mortgage Relief Services Scams
The Shifting Work Force
September 6th, 2009. Published under Economic News, Unemployment. No Comments.
Over the course of the past few years, we’ve seen the bottom fall out of the financial markets, the country has slipped into a deep recession, and the unemployment rate has skyrocketed as companies trim back on payrolls, cut salaries, benefits, and other expenses with surgical precision.� Over the same time frame, we’ve seen the
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The Shifting Work Force
Does Macro Economics Really Effect Small and Medium Sized Businesses, Say the Size of National Debt?
September 5th, 2009. Published under Economic News. No Comments.
CHANCELLOR Alistair Darling has ramped up the national debt (to �700+bn to prevent the country slipping further sliding into a long, deep recession. In his pre-Budget report (Mon 24 Nov 08), billed as the most important in a generation, Mr. Darling gave some brief reasons and details of action in the hope to maintain employment, and
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Does Macro Economics Really Effect Small and Medium Sized Businesses, Say the Size of National Debt?
Losing Faith With President Barack Obama
September 2nd, 2009. Published under Economic News. No Comments.
No one could envy President Barack Obama’s election victory in November 2008, taking over a Country mired in a sudden economic collapse and responsibility of a deadly war in Iraq, and Afghanistan. Many people secretly admitted at the time, the road ahead for the new President, would be one of the toughest for 79 years. The
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Losing Faith With President Barack Obama