Tag Archives: companies
NZ Sevens ticket scalpers ignore warnings – Stuff.co.nz
October 5th, 2011. Published under Political Scams. No Comments.
NZ Sevens ticket scalpers ignore warnings Stuff.co.nz Trade Me did not enforce other companies' terms and conditions and that sellers had been selected at random to show proof of tickets to ensure they were not scam listings. “We understand that Ticketek … may be cancelling tickets if they can identify … and more
Affordable And Cheap Auto Insurance In Dallas Texas
June 2nd, 2011. Published under Economic News. No Comments.
Different states have their own traffic rules. In every state all the vehicles must get insured against certain risks. There are cheap insurance gotten from the cheap auto insurance Dallas. A given customer will follow a procedure to ensure he or she reaps maximum benefits out of it. One is to make sure the necessary coverage needed is available. Again, it is good to check the availability of quotes from the companies. The last step is to know about the amounts of discounts offered by different companies.
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Affordable And Cheap Auto Insurance In Dallas Texas
Who Gets to Decide Our Health Care? – Big Government
May 29th, 2011. Published under Political Scams. No Comments.
Who Gets to Decide Our Health Care? Big Government Insurance is a legalized scam , not a risk aversion tool (risk aversion tool for the owners of the companies, maybe). Dependency doesn't happen without “the pusher man” handing out his poison. Between these two, you are not the one deciding whether or …
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Who Gets to Decide Our Health Care? – Big Government
Regulators Seeks to Halt 10 Operators of Fake News Sites from Making Deceptive Claims About Acai Berry Weight Loss Products
April 19th, 2011. Published under Business Scams, Fraud, Scams. No Comments.
The Federal Trade Commission is requesting federal courts to temporarily halt the allegedly deceptive tactics of 10 operations using fake news websites to market acai berry weight-loss products.
Sensex spurts on all-round buying…Broader indices outperform – India Infoline.com
April 4th, 2011. Published under Political Scams. No Comments.
Sensex spurts on all-round buying…Broader indices outperform India Infoline.com But, shares of RCOM, DB Realty and Unitech are under pressure after the companies and/or their officials were named in the first chargesheet filed by the CBI in connection with the 2G scam on Saturday. In global action, most Asian benchmarks finished … and more
Make a Donation to the GO SOLAR BABY! Project and Get Six Books FREE
March 22nd, 2011. Published under Fraud. No Comments.
I am Allen Harkleroad and I help consumers, a lot. Of course, I perform other daily tasks to pay the bills, but mostly I help consumers. Along with helping people there are bills to pay. My company owns and operates its own network and well the electricity costs are often outrageous. In the summer time our electric bill runs between $600.00 and $900.00 a month. It is by far the biggest expense we have. I put about ninety percent of the companies earnings right back into the company. This allows me to reach consumers and have time to share what I learn and discover through our online publications, blogs and various social media channels. The “Go Solar Baby!” project is a way for us to reduce costs by going 100% solar, at least during the day. I’ve looked into the costs of building a roof-top solar array and it isn’t cheap. The way things are going right now we would probably never be able to afford to reduce our dependence on the electric company. I am soliciting donations to help us to buy the equipment and the associated costs for our solar project. While the donations aren’t tax deductible I am giving away my four books and two of my guides with every $10.00 or higher donation received. The books are the PDF versions of my paperback releases and PDF versions of my eBook guides. I encourage you to make a donation to my the Go Solar Baby! project and in turn receive copies of my books. If you were to buy the print versions of just three of my books it would run you about $95.00. Anyone that makes a $100.00 or more donation, I will put their name (or company name) and a link to a personal or business site on the GO SOLAR BABY! project website ( www.gosolarbaby.com ). Look at what you get with your donation ($95.00 value for FREE) Stick it to Sue Happy Debt Collectors PDF version The Care and Feeding of a Sucks.com PDF version Confidential SEO Secrets PDF version Best of Designer Today Photoshop Lessons PDF version Guerrilla Guide for Dealing with Bad Companies eBook Guide Quick and Dirty Self Publishing Guide eBook Guide If you would like to donate more than $10.00 simply add to the quantity desired. Each quantity increase adds $10.00 to the total. You can donate as much as you feel comfortable with. You can make a donation of $10.00 or more at my companies store . We accept Visa, MasterCard and PayPal. Once you donate you can instantly download (Visa/MasterCard donations) the books from the store, PayPal donations are manually activated for download. As you can see I am not asking for a handout to build my solar project dream, you will receive the knowledge I share with others. I appreciate your time in coming here, reading my story and considering a donation. Kindest Regards, Allen Donations Page at our store Go Solar Baby! Project website
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Make a Donation to the GO SOLAR BABY! Project and Get Six Books FREE
Regulators Recover Additional $2.1 Million for Consumers Defrauded by AmeriDebt Scam
March 15th, 2011. Published under Business Scams, Fraud, Scams. No Comments.
On March 9, an administrator working for the Federal Trade Commission mailed 78,552 refund checks to consumers defrauded by a credit counseling/debt management scam run by Andris Pukke and his companies, AmeriDebt, Inc. and DebtWorks, Inc. The FTC alleged that the defendants deceived consumers about the fees for debt management plans and misrepresented that AmeriDebt was a non-profit, in addition to making false promises to teach consumers how to handle their credit and finances. The FTC previously returned almost $13 million to consumers in this scam. The distribution of more than $2.1 million announced today is the result of additional funds collected from the defendants, and the amount of each check will vary based upon the amount of each consumer’s loss. Consumers who receive the checks should cash them by May 9, 2011. The FTC never requires consumers to pay money or provide information before redress checks may be cashed. Consumer victims who have not previously filed a complaint with the FTC may still do so. AmeriDebt consumers with questions should call the redress administrator, Gilardi & Co., LLC , at 888-309-3816 or visit www.ftc.gov/ameridebt . Source: FTC Federal Trade Commission v. AmeriDebt, Inc., DebtWorks, Inc., Andris Pukke, and Pamela Pukke, also known as Pamela Shuster (District of Maryland) Civil Action No.: PJM 03-3317; FTC File No. X040009 RELATED STORIES Regulator Puts an End to Chikita’s Tactics of Online Advertising That Deceived Consumers American Express Bank Violating the Credit Repair Organizations Act Using a Debt Collection Letter? Regulator Steps Up Efforts Against Scams That Target Financially-Strapped Consumers Debt Collector Portfolio Recovery Associates Sending out Bogus IRS 1099-C’s to Consumers Again?
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Regulators Recover Additional $2.1 Million for Consumers Defrauded by AmeriDebt Scam
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The Retarded Tax Collectors of San Joaquin California and GMP Services Inc of Georgia
February 14th, 2011. Published under Business Scams. No Comments.
This has to be the dumbest tax assessors / collectors ever. Evidently a company in California, named GMP Services Inc, the same name as my company, which has never done business in the state of California, and only in the state of Georgia since 1996 received a notice of tax lien from the San Joaquin County California tax assessors office for delinquent taxes in the amount of $5,251.18. Number one we’ve never had a business address outside of the state of Georgia since we incorporated in 1996 IN THE STATE of GEORGIA. We have insufficient ties with the state of California to even warrant paying taxes in any state outside of the state of Georgia. I wouldn’t be surprised if every company in the United States that goes under GMP Services Inc (and there are quite a few of them) received the same tax lien notification from San Joaquin County California. Front what I can tell (see below) the GMP Services Inc in question resided at 17270 W Commerce Way, Tracy California 95377, which I have no idea who is owns it, is the company in question.
Court Freezes Assets of Massive Internet Enterprise in Alleged Billing Scheme
January 28th, 2011. Published under Business Scams, Scams. No Comments.
At the request of the Federal Trade Commission, a federal court has frozen the assets of corporations and an individual behind a far-reaching Internet enterprise that allegedly made more than $275 million by luring consumers into deceptive “trial” memberships, and bogus government-grant and money-making schemes. The court froze the assets of 61 corporations (collectively known as “I Works”) and their alleged ringleader, Jeremy Johnson. It placed these defendants’ assets under the control of a court-supervised receiver to help ensure that funds are available for consumer restitution when the case is concluded. In December 2010, the FTC alleged that I Works lured consumers into “trial” memberships for bogus government-grant and money-making schemes, and then repeatedly charged monthly fees for these and other memberships the consumers never ordered. According to the FTC’s complaint, the operation used websites that pitch various money-making programs or tout the availability of government grants to pay personal expenses. The websites offer “free” information at no risk and ask consumers to provide their credit or debit card numbers to pay a small shipping and handling fee such as $1.99. But when consumers provide their billing information, I Works charges them a hefty one-time fee of up to $129.95 and monthly recurring fees of up to $59.95 for the advertised programs, and other monthly fees for unrelated programs. The FTC’s complaint alleges that this scheme has caused more than 500,000 consumers to seek chargebacks – reversals of charges to their credit cards or debits to their bank accounts. The high number of chargebacks landed the defendants in VISA’s and MasterCard’s chargeback monitoring programs, resulted in millions of dollars in fines for excessive chargebacks, and prevented the defendants from getting access to the credit card and debit card billing systems using their own names. To keep the scam going, the defendants tricked banks into giving them continued access to these billing systems by creating 51 shell companies with figurehead officers, and by providing the banks with phony “clean” versions of their websites. According to the FTC, the defendants, which include the 61 corporations, Johnson, and nine other individuals, violated the FTC Act by misrepresenting that government grants are available for paying personal expenses, that consumers are likely to obtain grants by using the defendants’ program, that users of their money-making products will earn substantial income, and that their offers are free or risk-free. The complaint also alleges that they failed to disclose that consumers who pay a nominal shipping and handling fee would be enrolled in expensive plans that charge fees until consumers cancel, and that they charged consumers’ credit cards and debited their bank accounts without their consent. The FTC further alleges that the defendants’ websites featured deceptive positive reviews and deceptive testimonials that misrepresented the benefits of their grant services. The FTC also alleges that they violated the Electronic Fund Transfer Act and Regulation E by debiting consumers’ bank accounts without their signed written consent and without providing consumers with a copy of the written authorization.
No Privacy – Member or Not Dating Site Creates Profiles from Your Public Information
January 17th, 2011. Published under Fraud. No Comments.
Sooner or later it was bound to happen at a dating site. Other companies have been scraping the web and using information to build profiles for marketing and businesses. You are about to lose more privacy as an individual, and lose it soon. Gotham Dating Partners, an online dating company has plans to mine and scrape information from the web (including social networking sites) and create a profile of you, whether you want one or not. The company operates several dating sites including: Dons and Divas, Faithful Lover, Marry Me First, Prison Hookup and Ugly People Date. The company claims they will soon have over 340 million profiles on their services, as opposed to 6.45 million currently. My number one problem with their (mis)use of my public information is that I am happily married and don’t want (or need) my information on a dating website. I probably won’t be the only person suing such a site in the future for creating a profile without my explicit permission. As I mentioned earlier marketing companies have been mining the Internet for years. I generally get
How I Saved a Ton Of Money By Dumping Georgia Farm Bureau Insurance
December 14th, 2010. Published under Business Scams, Scams. No Comments.
I’ll start off by saying that if you have Georgia Farm Bureau Insurance for your car or home you can getting better insurance for less money. I found this out the hard way. Up until a couple of months ago, I thought my Georgia Farm Bureau insurance rates were the best I could get. Little did I know that Georgia Farm Bureau was in so many words, screwing me hard and heavy on my insurance premiums. What’s so funny is that Farm Bureau instigated their own undoing, causing me to switch my home owner and vehicle insurance over to Brinson and Dixon Insurance of Statesboro Georgia. In late summer my good friend and next door neighbor Prince Preston’s home was hit by lightning. He and I both at the time had Georgia Farm Bureau insurance. Neither one of of had ever filed a home owners insurance claim since having insurance with them. As a side not, until October we had Georgia Farm Bureau insurance for more than ten years. Back to the story. Roughly five years ago I had all of the towering pines in my yard cut down (about 28 trees) because I was worried about damage to my home and the trees were getting old and cankered. In a way it probably saved my home from being hit by lightning and there are no tall trees around our house for lightning to strike. After Prince’s house got hit by lightning he had the hardest time to get Farm Bureau to do anything in regards to repairs or the claim he filed. Shortly after the lightning episode a guy shows up at my home wanting to have a look at my home. The guy snapped a few pictures, said everything was fine and left. At the time I thought nothing more about it. Several weeks later I receive a letter from Georgia Farm Bureau that stated to the effect that they weren’t going to renew my home owners policy (Hear that Georgia Insurance Commission?), due to the “condition” of the roof on my home. I admit the roof looks rough, primarily due to the stains on it from the pine trees that are no longer on my property. Structurally the roof is sound, cosmetically it is stained from the pine trees needles that used to cover it. I had been talking with Prince and he mentioned he was moving his insurance to Brinson and Dixon insurance . I know David Brinson as he was a member of my church at the time. So I called David as well to get quotes on my home owner and auto insurance. I am glad I did. Between the new home and auto insurance, my wife and I have saved somewhere around five hundred dollars a year on the combined insurance policies. To add insult to injury with a bit of irony thrown in our new insurance gave us a roof discount, because the roof is indeed in good condition. So suck on that one Georgia Farm Bureau. I am so glad that I moved my insurance from Georgia Farm Bureau, their practices of delay with their customers show what kind of business they truly are. If you have Georgia Farm Bureau insurance I encourage you to get quote son your insurance form other companies (I do suggest giving Brinson & Dixon insurance a call though). I bet you find that you can get better rates, and of course by switching you’ll no longer have to pay that that dratted and annoying Georgia Farm Bureau “membership” fee. ABOUT ALLEN HARKLEROAD Allen Harkleroad, better known as the “ most dangerous consumer in America ”, is the author of the book “ Stick it to Sue Happy Debt Collectors ”. This book has saved many a consumer from the clutches of abusive debt collectors and shady debt collection law firms. Allen also has a new book nearly ready for publishing titled, “ Suing Abusive Debt Collectors, Don’t Get Mad Get Even ”, that shows consumers how easy it is to sue debt collectors for illegal debt collection tactics and violations of consumer rights. Allen Harkleroad is a veteran when it comes to beating bad debt collections, whether it defending himself in court or suing collectors for violating the law. Allen is an avid and judicious consumer advocate who enjoys helping others. In addition to consumer advocacy he enjoys writing and blogging on various technology and business subjects.
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How I Saved a Ton Of Money By Dumping Georgia Farm Bureau Insurance
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Well Imagine That – Debt Collectors Robo-Signing Affidavits
November 1st, 2010. Published under Fraud, Scams. No Comments.
Recent news has exposed the robo-signing of affidavits and other documents in the mortgage foreclosure mess yet debt buyers, debt collection companies and even debt collection law firms have have been blindly (and possibly fraudulently) signing affidavits by questionable “custodians of records” at the companies. The problem is that more often than not the companies have no physical records or documents, just an Excel spreadsheet with account numbers and amounts owed. These aren’t proper records that the affiant is swearing to. Even worse, most judges know that these affidavits or at best questionable, yet unless a debtor or legal counsel object to the affidavits their hands are tied. Another huge problem is nearly nine out of ten consumers do not respond to a debt related lawsuit and thus the plaintiff obtains a default judgment. I look at it this way, if you are suing me, I will question and object to everything. I will make you produce the documents that the affiant is swearing to in any affidavit. As a matter of fact on more than one occasion I have been in court and had questionable affidavits produced. I also objected to and quashed the affidavits and walked way from court with the plaintiff voluntarily dismissing the debt lawsuits against me. What bothers me the most when I proved the plaintiff or counsel committed fraud upon the court, nothing was ever done about it as far as I know. All consumers whether having financial problems or not, need to be educated. Consumers need to respond to debt lawsuits and enforce their right to make the plaintiff prove their case. In upwards of ninety-five percent of debt lawsuits, especially debt buyer lawsuits, they have no tangible proof that a debt is owed. Consumers must fight back whether they owe a debt or not. Consumer that can’t afford to hire an attorney to help them fight nefarious collection lawsuit filing companies can fight back. Half the battle is responding and showing up.
Full Burn. – Big Government
October 27th, 2010. Published under Political Scams. No Comments.
Full Burn. Big Government And in the Energy Bill ( Cap and Trade or “Crap & Tax”) …there is a section that gives American Companies HUGE tax incentives to MOVE their companies abroad …
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Full Burn. – Big Government
Debt Collector Harassment Should Be A Criminal Offense
October 24th, 2010. Published under Fraud. No Comments.
Debt collectors break the law all the time, they harass and mentally abuse consumers as well as use illegal tactics to get money. Around here we call that extortion and sometimes terroristic threats, both of which are criminal charges. Let’s say for instance that I call people and threatened them and then demanded money? I would probably end up going to jail. If I called people up randomly and hurled racial insults and imaginary threats, again I would probably end up in the county jail for my efforts. How is it that debt collectors (and the companies they work for) often utilize such tactics get away with this? If they are caught it is a mere civil offense? It is a miscarriage of justice to allow companies and their employees to get with a mere slap on the wrist or a monetary fine. State and federal laws need to change and make such abuse criminal. If the Federal Trade Commission and states want to really put an end to consumer abuse
This Is Exactly Why Debt Collectors Are Being Sued by Consumers
October 20th, 2010. Published under Fraud, Scams. No Comments.
While I understand that if a consumer owes a debt they should pay it. However when debt collection companies cross the line and break the law to collect, they don’t deserve one red nickel. I advocate that consumers should not suffer harassment or abuse by debt collectors, and that they should sue collection companies that do break the law. There is no gray area when someone harasses, abuses or uses illegal tactics to obtain money. If it were an individual harassing a consumer instead of a company, they would be spending time in prison for such activities. Perhaps such abuse should be treated as criminal and the companies officers (and collectors) be put in prison for such activities. By far the largest problem is that the Federal Trade Commission (FTC) takes a seemingly blind eye approach to debt collector abuse, even though they have the authority to put a stop to such things. The news media often writes stories on how consumer should file a complaint with the FTC. Problem is that these complaints are, more often than not, ignored by the regulatory authorities. Consumers must fight back to stop collection abuse. In a recent news story a collection agency obtained a photo from MySpace of an alleged debtors daughter and told the consumer to the effect”: There was evidence in the record to suggest that the collection agency’s “investigator” said to plaintiff, after mentioning plaintiff’s “beautiful daughter,” something to the effect of “wouldn’t it be terrible if something happened to your kids while the sheriff’s department was taking you away?”
ACORN-Led ‘Think Tank’ Works In Concert With NY Times To Attack Energy Companies – Big Government (blog)
July 22nd, 2010. Published under Political Scams, Tea Party. No Comments.
ACORN-Led 'Think Tank' Works In Concert With NY Times To Attack Energy Companies Big Government (blog) What a scam ! I believe by looking at the American awakening happening in America today with the Tea party, we are well on our way. … and more
Should I Have A Formal Security Policy About USB Devices At Work?
May 8th, 2010. Published under Scams. No Comments.
The flow of data in and out of the workplace is amazing these days. With all of the wireless networks and tiny storage devices it is hard for an IT manager to keep track of them all. Unfortunately, if you want to keep your data secured , you must be able to keep track of these types of situations. All of the ways that people use to store their data are potential security leaks that must be able to be contained at a moments notice. This is why you must have a formal security policy at the job when it comes to items such as this. Formal Security Policy If a person is able to put whatever data that they would like onto these devices you will never know who will get their hands on them. The problem with most of these devices are that people lose them all of the time. Even if you have an employee that is not being malicious and truly wants to take the data home to work on it there could still be a major security leak waiting in the wings. If they are taking a piece of secret company data home in their pocket and they go to a bar that people in the industry hang out there could be consequences. What if the employee leaves the USB device there? Then a competitor could get a good portion of your companies secrets. That could lead to a huge disaster for future product launches and ideas. This is why you must make sure that an employee has to log in whenever they are in a part of the server that has top secret information. Also you must let them know which kind of data they can and cannot take home with them to work on. If they have forbidden data on the USB drive there would be no way that they could say that they didn’t know it wasn’t allowed. If the person is caught with it or loses it it could serve as a mean to fire them. If there is no formal policy against this kind of activity then the person could simply say that they didn’t know and legally they would be fine. A firm, hard, official company wide stance would leave the person with no wiggle room. Lock Out The USB Ports If you wanted to take the policy to the extreme, you could also eliminate the ability of people to store data from a USB port on their work computer. If they want data at home, then they can log in for it. When they log in, they would leave an IP address and log in credentials. This would help you keep better info on who got what data. If you need workers to have access to data on the server to their job then you should make sure that you have formal policy in place. Especially if it involves USB devices . These tiny little devices can lead to a world of trouble. Should I Have A Formal Security Policy About USB Devices At Work? is a post from: Security FAQs
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Should I Have A Formal Security Policy About USB Devices At Work?
Women’s Clothing Retailer Talbots and its Telemarketer to Pay Total of $161,000 for Violating FTC’s Robocall ‘Opt-Out’ Requirements
April 28th, 2010. Published under Business Scams, Fraud. No Comments.
Women’s clothing retailer Talbots and its California marketing company have agreed to pay penalties totaling $161,000 to settle Federal Trade Commission charges that they illegally delivered prerecorded “robocalls” that failed to give consumers proper notice of their right to opt out of receiving telemarketing calls. Talbots operates stores in 587 locations in 47 states, the District of Columbia, and Canada. It markets clothing under the Talbots brand, and prior to July 2009, also marketed clothing under the J. Jill brand. Talbots and its telemarketer, SmartReply, Inc., have both agreed to orders that prohibit them from violating the FTC’s Telemarketing Sales Rule in the future. Among other requirements, when using prerecorded telemarketing messages, the companies must: Tell consumers how to opt out of receiving telemarketing calls from the seller before delivering the seller’s sales pitch; Immediately disconnect consumers who indicate that they do not want to receive such calls; and Inform consumers listening to the message that they can make a do-not-call request at any time during a call. According to the FTC, Talbots and SmartReply violated the prerecorded message requirements in the Telemarketing Sales Rule during seven advertising campaigns conducted between February and July 2009 to promote Talbots and J. Jill. SmartReply’s telemarketing campaigns delivered 40- to 60-second recordings that advertised special sales and offers to consumers who had bought merchandise from Talbots’ companies during the previous year. The messages in these campaigns were drafted by SmartReply and then approved by Talbots. During the seven campaigns, SmartReply made at least 3.4 million robocalls to consumers. The FTC’s complaint details how the companies’ robocall campaigns failed to comply with the Telemarketing Sales Rule. First, the Rule requires that telemarketers give consumers a way to “opt out” of future calls immediately after the message states who the seller is, what they are selling, and the purpose of the call. SmartReply’s robocalls, however, required consumers to listen to almost all of the prerecorded sales pitch for Talbots or J. Jill before informing them that they could interrupt the call. Some messages contained no instructions on how consumers could be added to the do-not-call list and, instead, stated that pressing the prompt would ensure that the consumer would continue to receive prerecorded telemarketing messages. Second, the Telemarketing Sales Rule requires telemarketers to disconnect a call immediately when a consumer chooses an opt-out mechanism. But when consumers tried to use their telephone keypad to be placed on Talbots’ do-not-call list, they were instead connected to another recorded ad, before they were asked to press another prompt to get on the company’s do-not-call list. Third, when a robocall message is played to a live person, rather than to an answering machine, the Telemarketing Sales Rule requires that the message inform the person listening to the message that he or she can request to be placed on a company’s do-not-call list at any time during the call. Instead, SmartReply’s messages for Talbots did not inform consumers that they could opt out until the end of the ad pitch. Under the orders settling the FTC’s charges, Talbots and SmartReply are both subject to a $112,000 civil penalty. Talbots will pay the full penalty and SmartReply will pay $49,000, with the remainder of the penalty stayed due to its inability to pay. The Commission vote approving the complaints and orders was 4-0. The proposed orders require approval by the courts. The complaint and proposed final settlement order regarding Talbots were filed in the U.S. District Court for the District of Massachusetts, and the complaint and proposed final settlement order regarding SmartReply was filed in Central District of California. The Department of Justice filed both actions on the FTC’s behalf on April 26, 2010. Although delivering prerecorded phone messages without consumers’ written authorization is now prohibited under FTC restrictions that became effective September 1, 2009, prior to this date the FTC allowed prerecorded calls to recent customers if the messages met certain requirements that are designed to ensure that consumers are able to make do-not-call requests during both automated and live calls. Today’s cases continue the FTC’s work to enforce rules related to robocalls. In the past year, the agency has brought cases against robocallers pitching fraudulent auto warranties and credit card interest-rate reduction plans. NOTE: The Commission issues or files a complaint when it has “reason to believe” that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. The complaint is not a finding or ruling that the named parties have violated the law. These stipulated final orders are for settlement purposes only and does not constitute an admission by the defendant of a law violation. Stipulated final orders require approval by the court and have the force of law when signed by the judge. Copies of the complaints and proposed stipulated final orders are available from the FTC’s Web site at http://www.ftc.gov and from the FTC’s Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, D.C. 20580. The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, click: http://www.ftc.gov/ftc/complaint.shtm or call 1-877-382-4357. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database available to more than 1,800 civil and criminal law enforcement agencies in the U.S. and abroad. For free information on a variety of consumer topics, click http://ftc.gov/bcp/consumer.shtm .
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Women’s Clothing Retailer Talbots and its Telemarketer to Pay Total of $161,000 for Violating FTC’s Robocall ‘Opt-Out’ Requirements
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Midland Funding Loses to Consumer – 8.1 Million Dollar Judgment
April 6th, 2010. Published under Scams. No Comments.
What a day for consumer that get sued by junk debt collectors. Midland Funding is one of the most aggressive junk debt buyers in the US (in my opinion). From the stories I have read and in email communications with readers, Midland Funding’s collectors seem to have no problem violating federal laws to collect a debt. Also from the email’s I have received the attorney’s that Midland pays to sue consumers have no problem manufacturing documents and trying their best to overwhelm consumers in court with questionable documentation of debts. It’s so good to see that juries and judges are smacking Midland Funding right where it hurts. In the wallet. At courthouses across the United States, it has become increasingly common during the economic downturn for lawsuits to be filed against consumers to collect old debts. Lawyers who specialize in the practice are filing thousands of suits on behalf of large firms that have acquired debts from other companies. Although most people don’t fight the suits and lose them by default, a Dallas woman bucked the trend last October. Chrystal A. Snow challenged the validity of a $9,000 debt in a Dallas County Court-at-Law and countersued the debt collector for making improper phone calls, her attorney Ross Teter said. In a case that has received no media attention, Snow won her suit against Midland Funding LLC and the jury hearing the case awarded her $8.1 million — $250 for actual damages, $100,000 for mental anguish and $8 million in punitive damages, he said. “The jury made a finding she did not owe the debt,” Teter said in a phone interview. “We argued that they violated the Texas Fair Debt Collection Act by making harassing phone calls and the jury agreed.” Midland Funding is a subsidiary of Encore Capital Group, a company whose primary business is the acquisition and collection of “charged-off consumer receivable portfolios,” according to its 2009 annual report filed with the Securities and Exchange Commission. ~ Watching the Watchers Read the full story , this is indeed a win for all consumers.
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Midland Funding Loses to Consumer – 8.1 Million Dollar Judgment
Widespread Data Breaches Uncovered on P2P File Sharing Networks
February 22nd, 2010. Published under Business Scams, Fraud, Scams. No Comments.
Yet another reason to not install P2P file sharing software on a computer that contains your personal information. FTC Warns of Improper Release of Sensitive Consumer Data on P2P File-Sharing Networks The Federal Trade Commission has notified almost 100 organizations that personal information, including sensitive data about customers and/or employees, has been shared from the organizations’ computer networks and is available on peer-to-peer (P2P) file-sharing networks to any users of those networks, who could use it to commit identity theft or fraud. The agency also has opened non-public investigations of other companies whose customer or employee information has been exposed on P2P networks. To help businesses manage the security risks presented by file-sharing software, the FTC is releasing new education materials that present the risks and recommend ways to manage them. Peer-to-peer technology can be used in many ways, such as to play games, make online telephone calls, and, through P2P file-sharing software, share music, video, and documents. But when P2P file-sharing software is not configured properly, files not intended for sharing may be accessible to anyone on the P2P network. “Unfortunately, companies and institutions of all sizes are vulnerable to serious P2P-related breaches, placing consumers’ sensitive information at risk. For example, we found health-related information, financial records, and drivers’ license and social security numbers–the kind of information that could lead to identity theft,” said FTC Chairman Jon Leibowitz. “Companies should take a hard look at their systems to ensure that there are no unauthorized P2P file-sharing programs and that authorized programs are properly configured and secure. Just as important, companies that distribute P2P programs, for their part, should ensure that their software design does not contribute to inadvertent file sharing.” As the nation’s consumer protection agency, the FTC enforces laws that require companies in various industries to take reasonable and appropriate security measures to protect sensitive personal information, including the Gramm-Leach-Bliley Act and Section 5 of the FTC Act. Failure to prevent such information from being shared to a P2P network may violate such laws. Information about the FTC’s privacy and data security enforcement actions can be found at www.ftc.gov/privacy/privacyinitiatives/ promises_enf.html . The notices went to both private and public entities, including schools and local governments, and the entities contacted ranged in size from businesses with as few as eight employees to publicly held corporations employing tens of thousands. In the notification letters, the FTC urged the entities to review their security practices and, if appropriate, the practices of contractors and vendors, to ensure that they are reasonable, appropriate, and in compliance with the law. The letters state, “It is your responsibility to protect such information from unauthorized access, including taking steps to control the use of P2P software on your own networks and those of your service providers.” The FTC also recommended that the entities identify affected customers and employees and consider whether to notify them that their information is available on P2P networks. Many states and federal regulatory agencies have laws or guidelines about businesses’ notification responsibilities in these circumstances. Samples of the notification letters can be found at: http://www.ftc.gov/os/2010/02/100222sampleletter-a.pdf , http://www.ftc.gov/os/2010/02/100222sampleletter-b.pdf , http://www.ftc.gov/os/2010/02/100222sampleletter-c.pdf . The fact that a company received a letter does not mean that the company necessarily violated any law enforced by the Commission. Letters went to companies under FTC jurisdiction, as well as entities such as banks and public agencies over which the agency does not have jurisdiction. The FTC appreciates the assistance of the Department of Health and Human Services, the Securities and Exchange Commission, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, and the Office of Comptroller of the Currency. The new business education brochure – titled Peer-to-Peer File Sharing: A Guide for Business – is designed to assist businesses and others as they consider whether to allow file-sharing technologies on their networks, and explain how to safeguard sensitive information on their systems, and other security recommendations. This information is available at www.ftc.gov/bcp/edu/pubs/business/idtheft/bus46.shtm . Tips for consumers about computer security and P2P can be found at www.onguardonline.gov/topics/p2p-security.aspx . The Federal Trade Commission works for the consumer to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, click http://www.ftccomplaintassistant.gov or call 1-877-382-4357. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database available to more than 1,700 civil and criminal law enforcement agencies in the U.S. and abroad. For free information on a variety of consumer topics, click http://www.ftc.gov/bcp/consumer.shtm .
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Widespread Data Breaches Uncovered on P2P File Sharing Networks
FTC Warns 78 Retailers, Including Wal-Mart, Target, and Kmart, to Stop Labeling and Advertising Rayon Textile Products as "Bamboo"
February 3rd, 2010. Published under Business Scams, Fraud, Scams. No Comments.
Seventy-eight companies nationwide have received Federal Trade Commission letters warning that they may be breaking the law by selling clothing and other textile products that are labeled and advertised as “bamboo,” but actually are made of manufactured rayon fiber. The letters, which the agency’s staff sent last week, make the retailers aware of the FTC’s concerns about possible mislabeling of rayon products as “bamboo,” so the companies can take corrective steps to avoid Commission action. “We need to make sure companies use proper labeling and advertising in their efforts to appeal to environmentally conscious consumers,” said David C. Vladeck, Director of the agency’s Bureau of Consumer Protection. “Rayon is rayon, even if bamboo has been used somewhere along the line in the manufacturing process.” The FTC sued several companies last year for allegedly selling products labeled or advertised as “bamboo” that in reality were made of rayon. Rayon is a man-made fiber created from the cellulose found in plants and trees and processed with harsh chemicals that release hazardous air pollution. Any plant or tree – including bamboo – could be used as the cellulose source, but the fiber that is created is rayon. “While we have seen action by some retailers to correct mislabeled clothing and textile products, our hope is that these warning letters will serve as a wake-up call to all companies, regardless of their size,” Vladeck said. The FTC staff letter outlines the requirements for proper labeling and advertising of textile products derived from bamboo. The letter states, “Rayon, even if manufactured using cellulose from bamboo, must be described using an appropriate term recognized under the FTC’s Textile Rules. . . . Failing to properly label and advertise textiles misleads consumers and runs afoul of both the Textile Rules and the FTC Act.” In the letter, the FTC tells the companies they should review the labeling and advertising for the textile products they are selling and remove or correct any misleading bamboo references. Along with the warning letters, the agency sent each company a synopsis of FTC decisions finding that the failure to use proper fiber names in textile labeling and advertising was deceptive and violated the FTC Act. Under the Act, the FTC can seek civil penalties of up to $16,000 per violation against any company that receives this information but fails to correct its advertising and labeling. A complete list of the companies sent warning letters can be found on the FTC’s Web site and as a link to this press release. They include small and large retailers, with both online and brick-and-mortar stores, and firms selling textile products labeled or advertised as “bamboo” that may be made of rayon. The more commonly known retailers include: Amazon.com, Barney’s New York, Bed Bath & Beyond, BJ’s Wholesale Club, Bloomingdale’s, Costco Wholesale, Garnet Hill, Gold Toe, Hanes, Isotoner, JC Penney, Jockey, Kmart, Kohl’s, Land’s End, Macy’s, Maidenform, Nordstrom, Overstock.com, QVC, REI, Saks Fifth Avenue, Sears, Shop NBC, Spiegel, Sports Authority, Target, The Gap, The Great Indoors, Tommy Bahama, Toys R’ Us, Wal-Mart, and Zappos.com . Recent Enforcement Actions. Today’s announcement comes on the heels of four FTC enforcement actions brought against companies selling rayon products that were misleadingly labeled and advertised. According to the Commission’s complaints, filed in August 2009, the companies falsely claimed that their rayon clothing and other textile products were “bamboo fiber,” marketing them using names such as “ecoKashmere,” “Pure Bamboo,” “Bamboo Comfort,” and “BambooBaby.” The complaints also challenged a number of other deceptive “green” claims, including that the products retained the bamboo plant’s antimicrobial properties, were made using environmentally friendly manufacturing processes, and are biodegradable. The four companies have settled the FTC’s charges and agreed to modify their labels to ensure their claims are not misleading or deceptive. (One of the cases still needs final FTC approval.) Press releases announcing the complaints and related settlements can be found at: http://www.ftc.gov/opa/2009/12/dynabamboo.shtm and http://www.ftc.gov/opa/2009/10/bamboosa.shtm , respectively. Business and Consumer Information. The FTC has a publication designed to help businesses that sell clothing and textile products that are labeled as bamboo to market their products in ways that are truthful, non-deceptive, and in compliance with the law. “Avoid Bamboo-zling Your Customers” can be found at http://www.ftc.gov/bamboo . The FTC also has an alert entitled “Have You Been Bamboozled by Bamboo Fabrics?” that provides useful information for consumers shopping for bamboo-based fabrics. It also can be found at http://www.ftc.gov/bamboo . The Commission vote to publicly disclose the warning letters was 4-0. Copies of the letters and a complete list of companies that received them can be found on the FTC’s Web site at http://www.ftc.gov/bamboo and as a link to this press release. The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, click: http://www.ftc.gov/ftc/complaint.shtm or call 1-877-382-4357. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure, online database available to more than 1,700 civil and criminal law enforcement agencies in the U.S. and abroad. For free information on a variety of consumer topics, click http://ftc.gov/bcp/consumer.shtm .
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FTC Warns 78 Retailers, Including Wal-Mart, Target, and Kmart, to Stop Labeling and Advertising Rayon Textile Products as "Bamboo"
Mortgage Broker Who Dumped Consumer Records Settles FTC Charges
January 20th, 2010. Published under Fraud, Scams. No Comments.
A mortgage broker who discarded consumers’ personal financial records in a publicly- accessible dumpster paid a $35,000 civil penalty to settle Federal Trade Commission charges. According to an FTC complaint filed in December 2008, the defendant improperly disposed of about 40 boxes of sensitive consumer records collected by companies he had owned, including tax returns, mortgage applications, bank statements, photocopies of credit cards and drivers’ licenses, and at least 230 credit reports. In addition, two mortgage brokerage companies he previously owned failed to provide reasonable and appropriate security for sensitive consumer information, despite promising they would do so.
Corrections Officer Arrested for Allegedly Giving Inmate Tobacco – WSAZ-TV
January 9th, 2010. Published under Political Scams. No Comments.
Corrections Officer Arrested for Allegedly Giving Inmate Tobacco WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
Two Dead in Lawrence Co. Shooting; Names Released – WSAZ-TV
January 8th, 2010. Published under Political Scams. No Comments.
Two Dead in Lawrence Co. Shooting; Names Released WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
West Virginia State Troopers Say Their Ranks are Dwindling – WSAZ-TV
January 8th, 2010. Published under Political Scams. No Comments.
West Virginia State Troopers Say Their Ranks are Dwindling WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
Woman Offering Big Screen TV for Return of Her Missing Pet – WSAZ-TV
January 7th, 2010. Published under Political Scams. No Comments.
Woman Offering Big Screen TV for Return of Her Missing Pet WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
Cabell Schools Make-Up Days Scheduled – WSAZ-TV
January 6th, 2010. Published under Political Scams. No Comments.
Cabell Schools Make-Up Days Scheduled WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
Mom of Point Pleasant Teen Killed by Filing Cabinet Sues Doctor – WSAZ-TV
January 6th, 2010. Published under Political Scams. No Comments.
Mom of Point Pleasant Teen Killed by Filing Cabinet Sues Doctor WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
Foul Play Not Suspected in Death of Woman Found Along Railroad Tracks – WSAZ-TV
January 5th, 2010. Published under Political Scams. No Comments.
Foul Play Not Suspected in Death of Woman Found Along Railroad Tracks WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
NEW INFO: Kentucky Native Tortured and Killed in Missouri – WSAZ-TV
January 5th, 2010. Published under Political Scams. No Comments.
NEW INFO: Kentucky Native Tortured and Killed in Missouri WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
Child Duct Taped and Forced to Sleep in Child Safety Seat, Police Say – WSAZ-TV
January 4th, 2010. Published under Political Scams. No Comments.
Child Duct Taped and Forced to Sleep in Child Safety Seat, Police Say WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
Several Apartment Building Tenants Evicted Due to Safety Concerns – WSAZ-TV
January 4th, 2010. Published under Political Scams. No Comments.
Several Apartment Building Tenants Evicted Due to Safety Concerns WSAZ-TV Then, to top it off, they peddle carbon credits , ie, “indulgences” in the church of global warming, and own the companies that sell them, profiting from … and more
If Hackers Attack Your Business Then You Can Be Held Legally Responsible
January 4th, 2010. Published under Fraud. No Comments.
The next step for mostly anyone that has a brick and mortar store set up out in the real world is to create an online virtual space for their customers to shop in. Of course anyone that is in business has heard of the great advantages that can be gained when you bring your store online. You have access to a lot more customers in a global arena. Plus the use of the latest and greatest software allows your transactions to be made easily without any problems. All you have to do is to take the credit card, process it, and get ready to take the order, right? Wrong, having your business online is a great way to make extra money but there are some considerations that are there that you can not take lightly. One of those are the very serious security issues that can arise from taking someone’s credit card online. If this is handled the wrong way you can be held legally responsible. Right now there is a case going on between the financial institution Capital One and an electronic testing firm from Louisiana. The name of the company is JM test systems and they had more than $97,000 stolen through the use of illegal bank transfers. Capital One is stating that it is not their fault and they are not involved with the transaction beside letting it go through their systems. How this case will pan out is anyone’s guess and will, undoubtedly, be expensive in either case. Therefore, it pays to take sure security seriously. When you are a company that takes a person’s credit card number, you must have the best security that you can possibly afford. You have to be certain that the protection of the numbers is your number one priority and that you take it seriously. If you are a small business the best thing that you can do is to allow a third party entity that is trusted to handle your credit card processing. Look at the companies that get the best reviews and use them. These people are professionals and handle security threats on a daily basis. They will be able to handle the security of your customers personal data better than you can. You have to make sure that when you decide to take orders online that you do not take this responsibility lightly. People are entrusting their credit card numbers in your hands. If you are the one that slips up by not providing enough security then you can be legally liable. If Hackers Attack Your Business Then You Can Be Held Legally Responsible is a post from: Scam Types dot Com Check out The Best Internet Security Programs Of 2009
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If Hackers Attack Your Business Then You Can Be Held Legally Responsible
I Can’t Say This Enough: When Sued By a Debt Collector You Need to Respond and Show Up
December 25th, 2009. Published under Business Scams. No Comments.
According to a Scripps News article ( read it here ) upwards of 70 percent of consumers sued over credit card (or other) debts never show up, either because they don’t think showing up will help any, or they are too embarrassed or never receive notification of the lawsuit. Debt collectors are filing lawsuits and winning judgments against thousands of Americans every year, often without having any concrete evidence to support their claims. That’s because the defendants often don’t appear at the hearing. Not showing up in court results in an automatic win for the collectors, and that, in turn, often gives them the legal right to tap a debtor’s bank account or salary. “I’m behind the eight ball,” said James Flanagan, a Suffolk County, N.Y. judge who oversees 25 debt collection cases a day. In all but one or two of Flanagan’s cases, the defendant does not show up, Flanagan said. “I can’t do anything about it.”
Reader Comments – U.S. News & World Report
November 30th, 2009. Published under Political Scams. No Comments.
Reader Comments U.S. News & World Report With Al Gore looking to be a billionaire (among the millions in research grants) from his companies involved in a Carbon Credit Trading Scheme, …
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Reader Comments – U.S. News & World Report
Using A Virtual Machine To Protect Your Computer
November 22nd, 2009. Published under Fraud, Scams. No Comments.
If you are a person who works with a computer on a daily basis then you will gather a lot of data on your computer that you are going to want to keep secure. The first level of protecting your data is to create back ups that will make sure that your data is available if anything goes wrong. Also, if your operating system supports it, you can create a kind of restore point for your data and installed programs on your computer. This will create an image that will bring your computer to its form on the date of the restore point that you set. Virtual Machine If you do not have time for that or a back up, a great way to protect your data when you are surfing the web or doing other dangerous activities is to use a virtual machine. A virtual machine is a program that you can set up on your computer that will allow you to use another operating system on top of the one that you are already using. It will give you the same rights and abilities that using the host operating system gives you. You can run programs and surf the web, all in an protected environment. There are ways for hackers to get around this security blanket but they are very complicated and not widely distributed. With software like this you can now run a Windows machine and if you feel an operation is not safe for that machine you can open up the VM and run it in Linux. VMWare The most popular virtual machine that is out there right now is called VMWare . This is the leader in the world of Virtual machines as of right now. They give you a very good free version of their software that you can run indefinitely. This is great when you already have a VM Image already set up. If you want to create your own virtual machine then you will have to use the paid version of the software. Alternatives Other companies that are in the same space include Microsoft and several open source versions that are available on Linux and Windows. The Microsoft version is called Virtual PC. They also give away a free version that will allow you to run other operating systems. There are several different variants of virtual machines on Linux. The most popular being Xen and Virtual box (which also runs on Windows). Also if you want to run a VM without a lot of hassle, there is a Linux distribution that is call Wubi. It is sort of a virtual machine but instead of being a program that runs an operating system, it is itself the operating system. You can install this on Windows just like any other program and when you open it up it will be running the Ubuntu distro of Linux. This is also a very reliable way to keep your data secure from any dangerous operations. I have given you several ways that you can keep your computer’s data secure from any unruly virus that might infect your computer. If you have important files and you need to go the extra mile past antivirus then running a virtual machine is a good way to go.
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Using A Virtual Machine To Protect Your Computer
Oil Companies Support Global Warming Alarmists, Not Skeptics – Prison Planet.com
November 3rd, 2009. Published under Political Scams. No Comments.
Prison Planet.com Oil Companies Support Global Warming Alarmists, Not Skeptics Prison Planet.com According to Exxon Mobil chief executive Rex Tillerson, the cap and trade nightmare being primed for passage in the Senate doesn't go far enough – Tillerson …
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Oil Companies Support Global Warming Alarmists, Not Skeptics – Prison Planet.com
Daily Show Hits Democrats For Giving Polluters Free Pass On Cap … – Huffington Post (blog)
October 6th, 2009. Published under Political Scams. No Comments.
Daily Show Hits Democrats For Giving Polluters Free Pass On Cap … Huffington Post (blog) The Daily Show criticized the cap-and-trade bill put forth by the Democrats because it completely appeases the companies who created the problem in the …
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Daily Show Hits Democrats For Giving Polluters Free Pass On Cap … – Huffington Post (blog)
Dish Network Dealers Settle With FTC Over ‘Do Not Call’ Charges
September 24th, 2009. Published under Business Scams, Fraud. No Comments.
I (Allen Harkleroad) don’t have problems with DISH Network dealers calling me, but I get at least one call every freaking day from 703-547-6025, which is DISH network itself. I keep filing Do Not Call complaints and hopefully at some point the Federal Trade Commission (FTC) will do something about Dish network for violating the DNC list. I have never done business with Echostar or Dish nor will I ever. From the Federal Trade Commission Two authorized dealers of the satellite television provider Dish Network, formerly known as EchoStar, have agreed to settle charges that they violated the FTC’s Telemarketing Sales Rule by calling consumers whose numbers are on the Do Not Call Registry. At the FTC’s request, the U.S. Department of Justice (DOJ) filed complaints against the dealers in March of this year, and at the same time charged Dish Network itself with violating the Telemarketing Sales Rule, both on its own and through its authorized dealers (see press release at http://www.ftc.gov/opa/2009/03/echostar.shtm ). The lawsuit against Dish Network is still in litigation. Under two separate agreed-upon court orders announced today, the Dish Network dealers and their owners are prohibited from calling any phone number on the Do Not Call Registry and from violating any other provision of the Telemarketing Sales Rule. The settlement orders also include monitoring terms to ensure the companies’ compliance. The final court orders are against Vision Quest, LLC, and its principal Brian K. Cavett, and against New Edge Satellite, Inc., and its principal Derek LaVictor. The court orders impose a $690,000 civil penalty against Vision Quest and Cavett, and a $570,000 civil penalty against New Edge Satellite and LaVictor. The penalties have been suspended because of the defendants’ inability to pay. However, the court may order the defendants to pay if it later finds that they misrepresented their financial conditions. In the summer of 2008, on the Commission’s behalf, the DOJ also filed complaints against and settlements with two other Dish Network dealers, Planet Earth Satellite, Inc., and Star Satellite, LLC, as well as their principals, for Telemarketing Sales Rule violations (see press release at http://www.ftc.gov/opa/2008/07/dishtm.shtm ). The Commission votes approving the stipulated final orders announced today were 4-0. Both lawsuits were filed in the U.S. District Court for the Eastern District of Michigan. The order against Vision Quest and Cavett was signed by the judge and entered by the court on August 10, 2009, and the order against New Edge Satellite and LaVictor was signed by the judge and entered by the court on August 28, 2009. NOTE: Stipulated court orders are for settlement purposes only and do not necessarily constitute an admission by the defendants of a law violation. Stipulated orders have the force of law when signed by the judge. Copies of the stipulated orders are available from the FTC’s Web site at http://www.ftc.gov and from the FTC’s Consumer Response Center, Room 130, 600 Pennsylvania Avenue, N.W., Washington, D.C. 20580. The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 1,700 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s Web site provides free information on a variety of consumer topics .
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Dish Network Dealers Settle With FTC Over ‘Do Not Call’ Charges
Popular Searches
Mid state Group Financial of Jonesboro Georgia 770-473-6976 Email Spamming
August 4th, 2009. Published under Business Scams, Scams. No Comments.
This state of Georgia spammer claims to be Mid State
Popular Searches
Litigation (Lawsuit) is Not a Permissible Use of a Consumers Credit Reports
August 3rd, 2009. Published under Fraud, Scams. No Comments.
Have you been sued by a third party debt collection law firm? Did they pull your credit report? You may have a case against them for violating the Fair Credit Reporting Act (FCRA). Litigation is not permissible use of a consumers credit report as litigation is not a business to consumer transaction and thus violates the FCRA. In the 1990 Commentary on the FCRA, the Federal Trade Commission (“Commission”) stated that “[t]he possibility that a party may be involved in litigation involving a consumer does not provide a permissible purpose for that party to receive a consumer report on such consumer . . . because litigation is not a ‘business transaction’ involving the consumer.” 16 C.F.R.
Many Questionable Debt Collectors, One Man and a Hedge Fund to Rule Them All
July 24th, 2009. Published under Business Scams, Fraud, Scams. No Comments.
It kinds of sounds like the beginning of a J.R.R. Tolkien movie… Apparently in the debt collection business having a lot of money keeps regulators, law makers and industry enforcement out of your hair. Hopefully with the true nature and operation of Accretive Technologies being exposed and publicized perhaps regulators, enforcement and law makers will take swift action. Slowly but surely opaque layers are being peeled away and exposing just who and what are behind the National Arbitration Forum (NAF) and several national debt collection law firms. Namely Mann Bracken LLC / LLP, Wolpoff and Abramson and Eskanos and Adler. All of which are “owned” by Axiant, which is in turned owned by a hedge fund, Accretive Technologies, which in turned it owned/run by one man. His name is J. Michael Cline.
Mrs. Mary Williams & The IffyMail Scam
August 18th, 2007. Published under Scams. No Comments.
Actually, that’s not quite accurate – it is in fact sifymail.com that she has, apparently, sent this email from, but it may as well be iffymail because that is exactly what this is – iffy. So iffy in fact that it is actually a scam – Mrs Mary Williams from Benin, a small and virtually unknown country next door to… you guessed it… Nigeria, is almost certainly going to want a whole heap of personal information in addition to advance fees to pay for bribes, attorneys and unforseen circumstances. As an aside, I know that ’she’ says she is a French speaker but why oh why does she have so many problems with the capitalisation of her words?!? Dearest In Christ, I am MRS Mary Williams from Benin. I was married to Manfred the CEO Veekrol Link Benin Sarl, a seasoned contractor In West African Region. Before he died in the year 2002. We were married for eleven years without a child. He died after a Brief illness. After his Death I decided not tore-marry or get a child outside my matrimonial home. When my late husband was alive, he deposited the sum of US$31.5m dollars (US dollars) in an international Bank . My Doctor told me that I would not last for the next Three months Due to cancer problem. Having known my condition I decided to donate these funds to better the lives of the less privileged. I need honest and trust worthy individual that will utilize this Mone in accordance With my instruction’s want the funds to be used in funding religious Organizations, Orphanages and less privileged propagating the w I took this decision because I don’t have any child That will inherit This money and my husband relatives are very unkind to Me and I don’t Want my husbands hard-earned money to be misused. I am not afraid of death hence I know where I am going. I know that I Am going to be in the bosom of the Lord. Exodus 14 VS 14 says that the Lord will fight my course and I shall hold my peace. I Speak French and little English in case you want a telephone Communication in this regard. As soon as I receive your reply I shall give you the Contact of the Bank, and my companies in Benin. For legitimacy, I will also Issue you a letter of authority that will empower you as the original-Beneficiary of this fund. I want you to always pray for me, any delay in your Reply will give me room in sourcing for another individual for this same purpose. Thanks Yours sincerely MRS Mary WILLIAMS mrs_m_williams44@sifymail.com Mrs. Mary Williams & The IffyMail Scam is a post from: Scam Types dot Com Check out The Best Internet Security Programs Of 2009
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Mrs. Mary Williams & The IffyMail Scam